This thriving and picturesque city is a perfect place for those looking to buy their first property or considering Moving Home in Liverpool for a change in scenery or a larger property.
With this city offering a variety of locations to live in, we have compiled a list of the best places to live in Liverpool and the surrounding area.
Situated in the South of Liverpool, Woolton is a leafy village that has both modern and historical properties. This is a perfect area if you are looking for a more rural landscape away from the hustles and bustle of the city centre. For any music fans, Woolton is only a short walk from the iconic Beatles landmark Strawberry Fields as well as the childhood home of John Lennon.
The main hub of Woolton is full of cafes and restaurants which is perfect for going out for dinner with friends and family. Other leisure activities in the area include a historic building that houses the Woolton Picture House which is perfect for a date at the cinema as well as Woolton Golf Club for any budding golfers. The area has a variety of corner shops and supermarkets for your food shopping as well as hairdressers and even dog groomers!
If you are looking to start a family or currently have one, Woolton has plenty of primary schools, secondary schools and even further education facilities. The village is located in the perfect area if you are working in the city of Liverpool and looking for a convenient commute with Woolton being around 17 minutes by train to Liverpool Central and is about a half an hour drive.
There is a large range of properties in the area perfect for both First Time Buyers in Liverpool and those looking to move home in Woolton. If this quaint area sounds like the place for you, get in touch with our team or book online for your free mortgage appointment.
Allerton is a suburb of Liverpool but was once within the county of Lancashire. With its friendly commuting and overall small-town feel, the suburb is situated only 3 miles to the south of the city centre. Similar to many small villages around Liverpool, Allerton has links to The Beatles with the area being the location of Paul Mccartney’s childhood home.
The area caters for a balanced lifestyle with aspects of both suburb and city life in one picturesque landscape. There is plenty of things to do in Allerton such as Clarkes Gardens which is perfect for a stroll in the leafy parts of Allerton as well as plenty of eateries in and around the area which is perfect for family gatherings. For history lovers, Sudles House is a brilliant place to visit with its Victorian architecture and valuable paintings.
The properties within Allerton range from 3-bedroom houses to flats making the area fitting for living in a property on your own to buying a home to start a family in. Being in close proximity to the city of Liverpool opens up plenty of employment opportunities and Allerton has a range of educational facilities along with schools offering both primary and secondary education.
If you feel Allerton is the perfect fit for you and are looking for support in the process of obtaining a mortgage for your dream property in Allerton, get in touch with our team today!
Aigburth is a friendly suburb that has a fantastic community spirit with the general goal to provide a welcoming atmosphere to anyone that lives, works and visits the area. With beautiful historic buildings, a thriving social scene and picturesque open spaces, Aigburth is fitting for all ages and lifestyles and is only a short journey to the Liverpool city centre.
Residents and visitors are spoilt with the variety of things to do in Aigburth. For the daily walks, Sefton Park is surrounded by residential houses but is still a fantastic outdoor space and is the home of the Liverpool International Music Festival. History lovers will be attracted to the conspicuous Victorian Mansions that you can see on your travels around this park. If you are looking for the perfect place for a shopping spree, Lark Lane is well known for its plethora of independent and niche shops as well as plenty of eateries.
As mentioned, Aigburth is not far from Liverpool City Centre so is certainly a brilliant place if you are planning to regularly commute there. There are lots of bus and rail services that take you to the city centre in around 15 mins. Alternatively, there are road routes for you to drive into the city and towards the M62 which can take you to different parts of the country. Depending on what your future plans are, there is plenty of employment opportunity in and around the area as well as lots of schools offering many levels of education.
If you are looking at Moving Home in Liverpool or are looking for your first property, Aigburth has a variety of properties on offer for young buyers and families all at a range of prices. Get in touch for open and honest mortgage advice in Liverpool to see how we can help you towards mortgage success.
Boarded by Aigburth, Allerton, Childwall and Wavertree is Mossley Hill. The residents here are spoilt by a collection of shops, restaurants and picturesque green spaces which provides a range of activities in the area. Situated just four miles from the centre of Liverpool, Mossley Hill is a brilliant area for commuters.
Mossley Hill has an inviting community that is here to support one another which is perfect if you are Moving Home in Liverpool and are new to the area. As mentioned, the area is full of amenities including plenty of supermarkets for your weekly shop as well as plenty of pubs and restaurants. Along with this, the many parks in Mossley Hill are perfect for a walk and exercise.
If you are looking to start a family in the area, there is plenty of primary and secondary schools in and around the area as well as a college and university. Mossley Hill train station is your best for commuting into the city centre which can provide brilliant employment opportunities. Some of the properties in the area unlock a piece of history with a number of Victorian mansions in the area along with apartments, semi-detached and detached housing at varying prices.
Childwall is a ward of Liverpool and is located south of the city. Home to Lime Pictures, the area has recognisable locations that are seen in the series ‘Hollyoaks’ as well production of Brookside and Geordie Shore. This suburb is full of history especially surrounding Childwall Abbey and is the home to Liverpool’s only remaining medieval church.
This suburb is a short distance to Liverpool city centre which attracts a variety of people with its fantastic shopping, tourist attractions and food facilities. Within Childwall is Croxteth Hall and Country Park which has a picturesque park that is perfect for families as well as Childwall Woods which is a national forest and brilliant for a walk.
Whether you are looking to move into your first property in this thriving area or planning to start a family here and looking for a larger property, Childwall caters for both! With a variety of property options out there along with brilliant commuting options, employment opportunities and schools in and around the area, Childwall could be the place for you.
Rishi Sunak’s second Budget as Chancellor brought two pieces of welcome news for the property sector as the Government attempts to transform “Generation Rent” into “Generation Buy” to help stimulate the UK economy, namely the new 95% Mortgage Guarantee and an extension of the Stamp Duty Holiday.
The name of this scheme is misleading as not everyone that applies is guaranteed to be offered a mortgage, it is still subject to affordability and credit score. The “guarantee” itself is that the Government will ensure Lenders don’t stand a loss if they grant a 95% mortgage to a customer who then subsequently falls into arrears and is repossessed leaving behind negative equity.
This scheme should in theory give Lenders more confidence to lend even though the applicant only has a smaller deposit to put down. Of course, Lenders never want to repossess someone’s home unless it is the last resort, but if that happens then the new scheme would cover any shortfall.
Lenders have been worried about the prospect of home values decreasing so this measure should alleviate that concern although of course, the chances of negative equity occurring will naturally reduce should property prices increase as a result of these announcements!
The scheme is available to both 1st Time Buyers and Home Movers, it’s available on any property (not just new build) and will run until December 2022. Some major High Street Banks have already signed up to the scheme and it’s likely more will follow later on. It’s still a big challenge for Lenders to cope with the demand they are getting for mortgages due to the difficulties training and supervising staff working from home but they will want to offer as many of these mortgages as they can.
When the Stamp Duty Holiday was launched last year we all hoped life would be very much back to normal by the cut-off date of 31st March 2021 but things didn’t pan out that way as we know. Solicitors are struggling to keep up with the workload and if lots of chains had collapsed then it would have partly defeated the object of the exercise.
Therefore it was good to hear the scheme has been extended to 30th June for purchases up to £500,000 and 30th September for purchases up to £250,000.
The Government certainly sees the property sector as an area that can play a big part in our economic recovery and if you are looking to buy a home or remortgage this year please reach out and we will be happy to advise you.