Malcolm and his mortgage experts
The best thing about our job as a Mortgage Broker in Liverpool has to be seeing how happy our customers are after they have just secured an amazing mortgage deal. Each Mortgage Advisor in Liverpool at Liverpoolmoneyman will work endlessly to ensure that you receive the best mortgage deal available to you. Both your personal and financial circumstances will be taken into account, making your experience with us tailored to your needs.
A Mortgage Advisor in Liverpool will have access to thousands of mortgage/remortgage deals through our large panel of well-known high street lenders, they will go above and beyond for you in order to try and find that 1/1000 deal. We have been in the Mortgage Broker business for over 11 years now and we have learnt exactly how to save your time and your money, what more could you ask for!
Communication is everything in our job, that’s why we always deliver highly responsive service, keeping you updated during every stage of the mortgage process. A Mortgage Advisor in Liverpool will be right by your side every step of the way and will be available to answer any questions that you may have along the way. Remember, we are experts in this industry, it is more than likely we have been asked something similar before and we know exactly how to resolve any of the concerns that you may have.
Malcolm Davidson
Amy Davidson
Chris Thompson
Charlie Bryson
Jason Loft
Leo Shakespeare
Matt Collinson
Tom Bowes
Wayne Dewsbury
4.98 Rating204 Reviews
Ellen
Matt and Jennifer have been wonderful. They have made a very intimidating process easy to understand and have guided me through the process every step of the way. Matt's experience will help you to secure the best mortgage whatever your...
27 minutes ago
Michael
I have been with liverpoolmoneyman for 5 years now. Great service and advice as always. They help you every step of the way, I highly recommend them.
1 week ago
Abbie
The service was very quick and efficient and we managed to secure a great deal against a tight deadline.
1 week ago
Georgia
Leo and meghan were both very helpful and never made it feel like we was bothering then. No question was deemed a stupid question.
2 weeks ago
Sophie
Brilliant service, did everything we needed for our remortgage, made the process as simple as possible.
2 weeks ago
Mark
My experience was amazing so smooth, everyone was brilliant from the start and tom who I dealt with was second to none 👌🏻. Thank you all and I will definitely be recommending to friends
2 weeks ago
Noel
Very impressed they sorted everything out from start to finish thank you.
3 weeks ago
Allan
Used this company to help with a remortgage Extremely efficient and got me a great deal within a few days Always kept me upto date with what was happening and very professionall and helpful Highly recommended
1 month ago
Michael
Best decision going to Liverpool money man. Our advisor Matt Collinson has been incredible with his help, explaining everything clearly and making sure we understand everything. His team have also been wonderful, particularly Wendy Olsen who has...
1 month ago
Gaynor
Helpful friendly advice from everyone involved
1 month ago
John
We would recommend Liverpoolmoneyman to anyone !! Very good, very helpful, very friendly, very nice, clear information given with full explanations !!
2 months ago
John
Excellent service from the moneyman from the 1st phone call, throughout the whole application process. 100% service.
3 months ago
Agnes
Dan has been fantastic throughout , went through every step with us , would definitely recommend him and the company
4 months ago
Maisie
Extremely happy with the service provided and we would highly recommend Uk Money Man for anyone - but especially for first-time buyers who are unsure about the moving process. Special thanks to Wayne and Louise who were there to help from the...
6 months ago
Anonymous
Very professional
7 months ago
Nicole
Could not recommend Matt and Megan enough! Being a first time buyer, I did not know what the buying process would entail. Thankfully, Matt and Megan explained everything as we went along. Matt went above and beyond to answer my calls when we...
1 month ago
Liam
Really good service and friendly too
1 month ago
Katherine
Very informative and good communication.
8 months ago
Angela
Very pleased with the the service. Dan was very helpful and explained everything as the process went along in a clear way. All options were looked to see which would be the best option for myself. This made doing the product transfer hassle free.
2 months ago
Nathan
Our brokers were incredibly helpful and committed over a long period of time from us not being in the right position to remortgage, to months later when we were. They have kept up to date with how our mortgage process has been going and offered...
8 months ago
Common mortgage questions
As your Mortgage Broker in Liverpool, our first job is to carry out a Fact Find on you to get a bigger picture of your personal and financial situation, so that we can recommend the most suitable mortgage for you. In order to obtain an Agreement in Principle, you will also need to have a credit check performed on you. Once you have provided all the relevant evidential documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.
Your free mortgage consultation with Liverpoolmoneyman will last around an hour. After your details have been taken, a Mortgage Advisor in Liverpool will then search through thousands of mortgage deals to find a perfect matching deal for you. Once we recommend the deal, you can decide whether to proceed with us or not, it’s completely up to you!
We always recommend that you obtain an Agreement in Principle before you start viewing properties in Liverpool, as they can potentially put you in front of other buyers who don’t have one. Lenders will like the fact that you have prepared before making an offer.
An Agreement in Principle typically remains valid for between 30 and 90 days, but this can change depending on your lender. If your Agreement in Principle expires it can always be refreshed. A Mortgage Broker in Liverpool like us can usually get one sorted for you within 24 hours within your application.
Yes, you can get a second mortgage. You can take out a second mortgage for your current home for things like debt consolidation and home improvements. It is also possible to take out a second mortgage for another property if you want. Usually, this situation comes about when people are interested in a holiday home, are buying for a friend/family member or want a Let to Buy or Buy to Let.
The minimum deposit when buying a house in Liverpool with high street lenders is typically 5%. You will rarely find lenders that will accept a minimum of less than 5%. This minimum can be higher if you have had bad credit in the past.
It is possible but it can be a bit tricky though. When you have had previous credit problems your minimum deposit that is required could rise, we have seen it at 15% before. Having a Specialist Mortgage Broker in Liverpool could really help you get back on track in situations like these.
After you have proven at least one year’s accounts to your lender, you should be able to get a mortgage. Most lenders in Liverpool will use your salary plus dividend to work out your maximum mortgage, however, some can go off your net profit.
If you’re an employee, you will usually have to supply three payslips in order to prove your income. If you are Self Employed in Liverpool its normally the latest 2 years’ accounts. You will also need to produce proof of ID, address and 3 months’ bank statements.
Our free initial mortgage consultation can last up to an hour. As an experienced Mortgage Broker in Liverpool, after we have all of your information we can get you an Agreement in Principle within 24 hours or your phone call. On average, a formal mortgage offer takes about three weeks.
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