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Getting a mortgage with a County Court Judgement (CCJ) in Liverpool can be more challenging, but it’s not impossible.
Many mortgage lenders will look into the specifics of your CCJ, such as how long ago it was issued and whether it has been satisfied.
Some specialist lenders are more open to considering applications from people with adverse credit. Working with a mortgage broker in Liverpool like us can increase your chances of finding a suitable lender who may be willing to offer you a mortgage despite your CCJ.
To improve your chances of getting a mortgage with a CCJ in Liverpool, you’ll need to take certain steps. Start by checking your credit report and ensuring all information is accurate.
Lenders will want to see that you’ve made efforts to manage your finances effectively since the CCJ. It’s also helpful to have a larger deposit saved, as this lowers the risk for lenders.
Speaking with a mortgage broker in Liverpool can be highly beneficial, as they have access to a range of lenders who specialise in cases like yours and can guide you through the application process.
Several types of mortgages are available for those with a CCJ. While high street lenders might be more cautious, some specialist lenders offer tailored products for individuals with a history of adverse credit.
You could explore options like fixed-rate or tracker mortgages, depending on what suits your financial circumstances.
A mortgage broker in Liverpool can help identify the most suitable mortgage type for your situation, connecting you with lenders willing to consider applicants with CCJs.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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79 5 Star Reviews
Mana Whelehan
Very knowledgeable and extremely willing to help. They provided valuable advice and took the time to explain things clearly. I really appreciated their guidance and generosity with their expertise.
24 Jun 2026
tariro kufa
Remortgaging Fantastic service from UkMoneyMan. This is the 2nd time around dealing with UKmoneyman and this time our case was handled by Matt Cuthbert and his colleague Joe Pinder. Couldn't fault anything and we wouldn't hesitate using the service again. Thank you UkMoneyMan and your dedicated team.
9 Jun 2026
Luiza Freitas
Definitely recommend Moneyman team! They were with us in every step. Really helpful team, making everything clearer and answering every question!
9 May 2026
Peter Robinson
I have used Liverpoolmoneyman twice now. The reason I returned is that they are fast to respond, polite, professional and do everything they can to give you honest advice. Whilst I have had delays in arranging my mortgage and subsequent re-mortgage, Liverpoolmoneyman were not to blame for this and did everything they could to assist.
7 Apr 2026
Ben Cadwallader
We had a great experience remortgaging with the help of Liverpool Money Man - the service was efficient, booking and rearranging appointments was easy, Jason was knowledgable, helpful and clear with the information he shared. We were able to navigate a tricky time in the market with ease and when needed, Jason moved quickly to ensure we secured our preferred deal. Thank you for your help, we would recommend these guys
28 Mar 2026
James
Having used UK Moneyman to arrange my last mortgage, when my current deal ended, rather than doing the leg work myself I again approached Chris (Thompson) who I had dealt with prior. Although Chris doesn't normally deal with remortgages, he and the company were happy to allow him to assist - as we already had a working relationship. Again he got me a deal I was happy with, ran through all of the options available and what he thought would be my best way forward. the solicitors were included in the fee package (ONP in Stockport) who were very efficient and everything proceeded smoothly. Chris is always just a message away, if any issues arise, and he always gets back in touch promptly. The back office also keep in regular contact with too with updsates that they receive. A WORD OF ADVICE: just to assist with making sure your application runs smoothly - ensure you have all relevant paperwork to hand to send on to them (payslips, statements etc) it really does expedite the process for all concerned. All told another 5 star service from all the team, I highly recommend them - see you in 5years for (hopefully) my final remortgage!
12 Mar 2026
Rodrigue Tchomina
I had an excellent experience working with Liverpoolmoneyman throughout the entire process. From the beginning, they were professional, responsive, and incredibly knowledgeable. They took the time to clearly explain each step, answered all my questions, and made what could have been a very complex process feel straightforward and manageable. Communication was consistent and transparent, and I always felt supported and well-informed. They worked efficiently with all parties involved to ensure everything progressed smoothly and on time. I really appreciated their dedication and attention to detail, especially when navigating the lender’s requirements and making sure everything was handled correctly. Thanks to their guidance, the mortgage process was far less stressful than I expected. I would highly recommend their services to anyone looking for a reliable and professional mortgage broker.
6 Mar 2026
Alison Scott
We keep coming back to Liverpool MoneyMan and are consistently impressed by the team. This time, Luke dealt with our enquiry and was absolutely amazing from start to finish. Personable and professional with great knowledge and really supportive. I never felt under pressure and the information was clear and transparent. I would highly recommend Liverpool moneyman.
21 Aug 2025
Andrei Dumitrache
I thought applying as self-employed would be more complicated, but Chris guided us quickly and explained the whole process very clearly. We received our mortgage offer in a very short time and now we’re looking forward to completing the legal purchase. Highly recommended!
19 Aug 2025
David Davies
Took away all he hassle. This is our 3rd time mortgaging with ukmoneyman and, when our time to remortgage comes round, we'll use them again.
28 Mar 2025
Your journey begins with a free initial mortgage appointment, where you’ll chat with one of our knowledgeable mortgage brokers in Liverpool.
We’ll discuss your financial situation, answer your questions, and get a better understanding of the options available to you.
After assessing your circumstances, we’ll search through thousands of mortgage products to find the one that most suitable fits your needs.
We’ll make sure to compare various options, including specialist products, to secure the most favourable deal for you.
Once you’ve chosen your mortgage, we’ll handle the entire application process, taking care of all the paperwork for you.
Our team will stay in touch with the lender and keep you updated on the progress of your application.
With your mortgage offer in place, we’ll work alongside your solicitor to finalise all the legal details.
On completion day, the funds are released, and you can officially collect the keys to your new home or enjoy the new terms of your remortgage.
We offer a free initial mortgage appointment to help you get started on your journey with no upfront costs.
Our expert mortgage advisors in Liverpool are here to provide advice tailored to your specific needs and circumstances.
With access to thousands of mortgage deals, we search the market to find the one that suits your financial situation.
We aim to secure you the most competitive rates, whether you’re a first time buyer in Liverpool or looking for a specialist mortgage.
From start to finish, our dedicated team will guide you through every step of the mortgage process.
We handle all the paperwork, liaise with lenders, and ensure that your experience is as smooth and stress-free as possible.
Our team is available seven days a week, offering support at a time that suits your busy schedule.
We’re here to answer any questions and provide guidance whenever you need it.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Liverpoolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Liverpoolmoneyman 2009–2026
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Liverpoolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Liverpoolmoneyman 2009–2026
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