As you begin your quest for a property in Chester, we recommend that you acquire an Agreement in Principle (AIP) at the earliest possible stage of the process. In our role as a mortgage broker in Chester, we can typically generate this document within 24 hours of your mortgage consultation.
An AIP is a valuable tool that establishes your financial capacity to qualify for a mortgage, subject to providing evidence to validate your income, credit history, and other relevant factors. Additionally, an AIP may assist you in negotiating with the seller and potentially reducing their asking price.