It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Purchasing your first property in Wallasey can be a big financial decision, and we know that if you are a first time buyer, you may not be aware of all of the steps involved.
Making that initial move on the property ladder as a first time buyer in Wallasey might seem a bit intimidating. However, you will have an expert mortgage broker in Wallasey accompanying you on this journey, helping you secure the keys to your dream home.
With many years of expertise under our belt, our team has been able to assist numerous first time buyers in Wallasey embark on their homeownership adventure. Utilising our 20+ years of experience, we take great pride in offering first time buyer mortgage guidance in Wallasey.
Our team is accessible 7 days a week to deliver fast and friendly first time buyer mortgage advice. If you have any questions, don’t hesitate to get in touch!
The amount of deposit you need should be a minimum of approximately 5-10% of the property value. This will vary depending on how well your credit score is.
As an experienced mortgage broker in Wallasey, we find that first time buyers usually have a good credit score. If you are in this position, it’s possible that you can access higher loan to values rates, like a 90-95% mortgage.
There are additional home affordability schemes backed by the government that can assist those who find it challenging to gather the necessary deposit. This could be an avenue worth exploring if you’re a first time buyer in Wallasey. Here are a few well-known alternatives ways that might be accessible to you:
Before you can utilise these schemes, there are certain eligibility requirements you need to meet. Hence, we advise you to explore the OwnYourHome government website for in-depth information about these schemes.
Alternatively, speak with one of our mortgage advisors in Wallasey who can walk you through each scheme.
There are many different costs that come with getting a mortgage, such as conveyancing fees, mortgage arrangement fees, property survey fees, legal fees and also you need to account for your deposit.
Your mortgage advisor in Wallasey will go through all of these costs with you during your free mortgage appointment.
First time buyers in Wallasey typically contact us at the beginning of their mortgage journey. This is largely due to their desire to understand how much they can borrow for a mortgage.
Our mortgage calculators on our website provide a general idea and are particularly useful for first time buyers in Wallasey seeking a estimate figure.
Nonetheless, bear in mind, this doesn’t take into account your personal financial circumstances. If you’re in the market for a more precise figure, a expert mortgage advisor in Wallasey can assist you and give the the exact number you need.
It’s not uncommon for clients to contact us after being declined a mortgage by their bank. There could be several explanations for this, but our team is ready to assist you.
Our tailor-made service enables our team to provide the necessary guidance to get you the most suitable choice based on your personal and financial situation. As a mortgage broker in Wallasey, we have access to a broad array of mortgage lenders, many of whom offer products that cater to those in complicated situations.
Our team is available seven days a week to provide mortgage advice in Wallasey and answer any mortgage-related inquiries. We look forward to be able to help you!
Our Customers Love Us
4.98 Rating245 Reviews
Agnes
Johnathan went above and beyond to help me especially in the last few weeks of the process. I would highly recommend Liverpoolmoneyman-Mortgage Brokers, he definitely went the extra mile for me . Thank you Johnathan.
52 minutes ago
Marie
From start to completion a most positive experience. The initial advice from Dan and his courteous manner and patience throughout our dealings was exceptional. We were kept informed at every stage of proceedings by himself and Jonathan which...
1 week ago
Jake
Very impressed with the service from Jason! Always there to answer any questions and went above and beyond what we expected! Broke down all the details and technical information to a very easy to understand level, and made the process very simple....
1 month ago
Rebecca
Would highly recommend and would definitely use again! Chris was so helpful with all of our (many questions) and made us feel at ease through the whole process!
1 month ago
Zac
Matt and the team were super attentive throughout, guided me and provided great advice. Very easy to converse with and always ready to help
1 month ago
Paula
Daniel was very helpful. Explained things clearly and new mortgage sorted quickly.
2 months ago
Emma
Amazing. Was really nervous as a FTB but Wayne and Stacey were great and made the whole process really easy. Absolutely recommend.
3 months ago
Nerys
Highly recommend Liverpoolmoneyman , made the mortgage application a smooth process from beginning through to completion. Answered queries, phone calls and emails , and explained every step of the process. A special thank you to Dan who supported...
3 months ago
Nerys
Brilliant experience , highly recommend Liverpoolmoneyman if you are looking to remortgage or seeking advice with no applied pressure.A special thank you to Dan and Jonathan for making our mortgage application go through with ease , they supported...
3 months ago
Clare
Matt our Mortgage Advisor has been super helpful! Me and my partner are First Time Buyers and the help and support Matt and his Team have given us has been fantastic. They are also super responsive! Not only have we secured a mortgage...
4 months ago
Meg
Charlie and the team were fantastic at organising our mortgage, and so quick! He was on hand over WhatsApp to answer any questions we had and kept us updated all the way. Would highly recommend.
4 months ago
Rebekah
Everyone has been super helpful. Matt has been amazing with everything and has really helped us with everything we have needed.
4 months ago
Marc
Jason and the team have been so helpful through the process, answered all questions I had and kept me informed through the whole process. Highly recommend you won’t be disappointed.
4 months ago
Anonymous
When dealing with Liverpool Moneyman their agent Jonathan has been most helpful, polite and a pleasure to deal with.I would recommend them for any mortgage related transactions.
4 months ago
Dominic
Excellent service and communication throughout the whole processes
5 months ago
Vivienne
Absolutely excellent! Matt Collinson and Lizzi Roscoe were great! They helped us secure a mortgage in just a few days and were very supportive throughout the process! Can't recommend them enough
5 months ago
Benjamin
10/10 service. The team at moneyman, specifically Charlie and Stacey, provided great support and communication throughout the whole process. The team constantly kept in touch and were patient with my questions and circumstances. Also, the team...
6 months ago
Anonymous
really helpful team
7 months ago
Daniel
First Time Buyers - We had Charlie helping us through the process, He made us feel at ease from the very first conversation. He basically held our hand all the way through until we got offered a mortgage! Couldn’t recommend Charlie & This Mortgage...
8 months ago
Mark
Matt, Stacey and the team have been excellent with all their assistance and advice in getting our mortgage sorted. I could not recommend them enough. A 5-star service.
8 months ago
Speaking with a expert mortgage advisor in Wallasey is crucial when considering your mortgage circumstances.
Our dedicated mortgage advisor in Wallasey will carry out a comprehensive assessment of your earnings and outgoings and tell you the maximum amount you can borrow for a mortgage.
Our knowledgeable professionals can introduce you to an extensive array of lenders offering specialised products for first time buyers in Wallasey.
This will positively guide you on your journey to homeownership. After your consultation, we will swiftly arrange your Agreement in Principle (AIP), typically within a 24-hour timeframe.
As soon as your offer on a property is accepted, our devoted mortgage advisors in Wallasey will handle the submission of your mortgage application and the arrangement of any extra papers demanded by the lender.
During the entire mortgage procedure, your assigned case manager will offer regular progress reports to keep you thoroughly informed at each phase.
Aswell as finding the most appropriate mortgage solution for you and your new home, we will look to find you an insurance product to take out alongside your mortgage.
Having an insurance product in place financially protects you and your family in the event of your death. Making sure that this is in place is always recommended.
You have the choice to have your free mortgage appointment either over the phone or via a Microsoft Teams video call – you choose!
You can book this free mortgage appointment online by using our online booking system.
Our mortgage advisors in Wallasey are equipped to search through 1000s of mortgage offers aiming to identify the one that suits your situation best.
In addition to this, we are set to provide constant assistance throughout the process.
Having helped numerous first time buyers in Wallasey with their mortgage process, our mortgage advisors are well-equipped to help you through your mortgage journey.
Feel free to look at some of our customer reviews by heading to our reviews page.
Navigating the process of securing a mortgage can present challenges, which is why we’re here to respond to any queries you may have 7 days a week.
Book your appointment for early in the morning, in the afternoon or later in the evening.
Your free mortgage appointment will take approximately half an hour. Once your information has been gathered, a mortgage advisor in Wallasey will search through thousands of mortgage offers to identify one that aligns perfectly with your needs.
After we propose a deal, the decision to continue with our services and the mortgage product is in your hands.
We always advise you to secure an agreement in principle before you begin scouting for properties in Wallasey.
This could potentially give you a lead over other buyers who don’t possess one. Lenders appreciate having this in place when making an offer on a property.
Typically, an agreement in principle holds validity for anywhere between 30 to 90 days.
If your agreement in principle expires, it can always be renewed. As a mortgage broker in Wallasey, we can organise one for you within 24 hours of your appointment.
Read our 245 Reviews
Liverpoolmoneyman.com & Liverpoolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Liverpoolmoneyman.com & Liverpoolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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