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Purchasing your first property in Wallasey can be a big financial decision, and we know that if you are a first time buyer, you may not be aware of all of the steps involved.
Making that initial move on the property ladder as a first time buyer in Wallasey might seem a bit intimidating. However, you will have an expert mortgage broker in Wallasey accompanying you on this journey, helping you secure the keys to your dream home.
With many years of expertise under our belt, our team has been able to assist numerous first time buyers in Wallasey embark on their homeownership adventure. Utilising our 20+ years of experience, we take great pride in offering first time buyer mortgage guidance in Wallasey.
Our team is accessible 7 days a week to deliver fast and friendly first time buyer mortgage advice. If you have any questions, don’t hesitate to get in touch!
The amount of deposit you need should be a minimum of approximately 5-10% of the property value. This will vary depending on how well your credit score is.
As an experienced mortgage broker in Wallasey, we find that first time buyers usually have a good credit score. If you are in this position, it’s possible that you can access higher loan to values rates, like a 90-95% mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
79 5 Star Reviews
Mana Whelehan
Very knowledgeable and extremely willing to help. They provided valuable advice and took the time to explain things clearly. I really appreciated their guidance and generosity with their expertise.
24 Jun 2026
tariro kufa
Remortgaging Fantastic service from UkMoneyMan. This is the 2nd time around dealing with UKmoneyman and this time our case was handled by Matt Cuthbert and his colleague Joe Pinder. Couldn't fault anything and we wouldn't hesitate using the service again. Thank you UkMoneyMan and your dedicated team.
9 Jun 2026
Luiza Freitas
Definitely recommend Moneyman team! They were with us in every step. Really helpful team, making everything clearer and answering every question!
9 May 2026
Peter Robinson
I have used Liverpoolmoneyman twice now. The reason I returned is that they are fast to respond, polite, professional and do everything they can to give you honest advice. Whilst I have had delays in arranging my mortgage and subsequent re-mortgage, Liverpoolmoneyman were not to blame for this and did everything they could to assist.
7 Apr 2026
Ben Cadwallader
We had a great experience remortgaging with the help of Liverpool Money Man - the service was efficient, booking and rearranging appointments was easy, Jason was knowledgable, helpful and clear with the information he shared. We were able to navigate a tricky time in the market with ease and when needed, Jason moved quickly to ensure we secured our preferred deal. Thank you for your help, we would recommend these guys
28 Mar 2026
James
Having used UK Moneyman to arrange my last mortgage, when my current deal ended, rather than doing the leg work myself I again approached Chris (Thompson) who I had dealt with prior. Although Chris doesn't normally deal with remortgages, he and the company were happy to allow him to assist - as we already had a working relationship. Again he got me a deal I was happy with, ran through all of the options available and what he thought would be my best way forward. the solicitors were included in the fee package (ONP in Stockport) who were very efficient and everything proceeded smoothly. Chris is always just a message away, if any issues arise, and he always gets back in touch promptly. The back office also keep in regular contact with too with updsates that they receive. A WORD OF ADVICE: just to assist with making sure your application runs smoothly - ensure you have all relevant paperwork to hand to send on to them (payslips, statements etc) it really does expedite the process for all concerned. All told another 5 star service from all the team, I highly recommend them - see you in 5years for (hopefully) my final remortgage!
12 Mar 2026
Rodrigue Tchomina
I had an excellent experience working with Liverpoolmoneyman throughout the entire process. From the beginning, they were professional, responsive, and incredibly knowledgeable. They took the time to clearly explain each step, answered all my questions, and made what could have been a very complex process feel straightforward and manageable. Communication was consistent and transparent, and I always felt supported and well-informed. They worked efficiently with all parties involved to ensure everything progressed smoothly and on time. I really appreciated their dedication and attention to detail, especially when navigating the lender’s requirements and making sure everything was handled correctly. Thanks to their guidance, the mortgage process was far less stressful than I expected. I would highly recommend their services to anyone looking for a reliable and professional mortgage broker.
6 Mar 2026
Alison Scott
We keep coming back to Liverpool MoneyMan and are consistently impressed by the team. This time, Luke dealt with our enquiry and was absolutely amazing from start to finish. Personable and professional with great knowledge and really supportive. I never felt under pressure and the information was clear and transparent. I would highly recommend Liverpool moneyman.
21 Aug 2025
Andrei Dumitrache
I thought applying as self-employed would be more complicated, but Chris guided us quickly and explained the whole process very clearly. We received our mortgage offer in a very short time and now we’re looking forward to completing the legal purchase. Highly recommended!
19 Aug 2025
David Davies
Took away all he hassle. This is our 3rd time mortgaging with ukmoneyman and, when our time to remortgage comes round, we'll use them again.
28 Mar 2025
Speaking with a expert mortgage advisor in Wallasey is crucial when considering your mortgage circumstances.
Our dedicated mortgage advisor in Wallasey will carry out a comprehensive assessment of your earnings and outgoings and tell you the maximum amount you can borrow for a mortgage.
Our knowledgeable professionals can introduce you to an extensive array of lenders offering specialised products for first time buyers in Wallasey.
This will positively guide you on your journey to homeownership. After your consultation, we will swiftly arrange your Agreement in Principle (AIP), typically within a 24-hour timeframe.
As soon as your offer on a property is accepted, our devoted mortgage advisors in Wallasey will handle the submission of your mortgage application and the arrangement of any extra papers demanded by the lender.
During the entire mortgage procedure, your assigned case manager will offer regular progress reports to keep you thoroughly informed at each phase.
Aswell as finding the most appropriate mortgage solution for you and your new home, we will look to find you an insurance product to take out alongside your mortgage.
Having an insurance product in place financially protects you and your family in the event of your death. Making sure that this is in place is always recommended.
You have the choice to have your free initial mortgage appointment either over the phone or via a Microsoft Teams video call – you choose!
You can book this free initial mortgage appointment online by using our online booking system.
Our mortgage advisors in Wallasey are equipped to search through 1000s of mortgage offers aiming to identify the one that suits your situation best.
In addition to this, we are set to provide constant assistance throughout the process.
Having helped numerous first time buyers in Wallasey with their mortgage process, our mortgage advisors are well-equipped to help you through your mortgage journey.
Feel free to look at some of our customer reviews by heading to our reviews page.
Navigating the process of securing a mortgage can present challenges, which is why we’re here to respond to any queries you may have 7 days a week.
Book your appointment for early in the morning, in the afternoon or later in the evening.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Read our 271 Reviews
Liverpoolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Liverpoolmoneyman 2009–2026
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Liverpoolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Liverpoolmoneyman 2009–2026
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