Helping Self Employed applicants secure a mortgage
You may have heard that it’s harder to obtain a mortgage as a self employed applicant in Liverpool. Although it may seem more of a challenge than ‘regular applicants’, as long as you have the correct accounts, a good credit file, regular work lined up and the right deposit.
Not to mention the help of a good Mortgage Broker in Liverpool like ourselves, choosing us by your side we will put you and your application in the best possible position to be in with a chance of being accepted by certain lenders on our panel.
It would be nice if everyone applying for a mortgage be treated equally, however lenders need to have complete faith that any self employed applicants have the funds to pay back each mortgage payment on time.
Any mortgage lender will examine key factors when determining whether or not they will lend to you. These include:
- The amount of regular income/salary that you are earning.
- Your previous years’ of accounts’.
- The costs and expenses involved in operating your business.
- Your bank statements.
Self Employed Mortgage Advice in Liverpool
Self employed applicants who are wanting to know their options for purchasing a new property, or are already a homeowner who is looking to remortgage their property, will benefit from speaking with one of our entrusted members of our team.
Having worked in the mortgage industry for over 20 years, we have worked alongside many self employed customers each coming from a different background. Despite the different circumstrances, one thing was in common, they all got in touch with us in the hope of securing them the most suitable deal.
Understanding the self employed mortgage lending criteria inside and out, we’ve developed a strong for being successful in this area.
Let us help you obtain a self employed mortgage
Our team of knowledgeable and experienced Mortgage Advisors in Liverpool are armed and ready to assist you in you securing a self employed mortgage product that is most suitable to what you are hoping to achieve.
Everyone here will offer their full support and guidance across the entire of your mortgage process, providing you with expert mortgage advice in Liverpool and helping you to backup your mortgage application by referencing the income you earn and years of accounts’.
The perks of using a Mortgage Broker in Liverpool who understand the self employed lending criteria is we have access to 1000’s of unique and tailored mortgage deals to fit with many different self employed applicants in Liverpool. Once your advisor finds the most suitable deal for what you are hoping to achieve, we can start taking a look at how to prepare for your mortgage application.
The key difference between a self employed applicant to a regular applicant is how you evidence your income to the lender. Make sure to be open and honest to both us and your lender, it will hopefully put you in a much better position to run a smooth process to hopefully help you achieve your mortgage goals.
Our Mortgage Advisors in Liverpool work 7 days from early until late, always on hand to speak to customers at a time that suits them and their busy life. Make the most of our online appointment booking system and get yourself booked in for a free mortgage appointment with a dedicated and trusted Mortgage Advisor in Liverpool, with various time slots to choose from, subject to availability.
How does it work?Get a quote nowMeet your advisor