Mortgage Advice in Liverpool for First Time Buyers
Our extensive years of experience has given our team to help a plethora of First Time Buyers start their homebuying journey. Through using our expert knowledge, we are proud to provide excellent Mortgage Advice in Liverpool.
Below we have compiled a list of a range of scenarios that we have encountered on a regular basis.
How much can I borrow?
We tend to find that a First Time Buyer gets in touch with Liverpoolmoneyman at the start of their mortgage process. The general reason for this is they want to know how much they could borrow for a mortgage.
Our mortgage calculators on our website are great for First Time Buyers looking for a rough estimate, however, this won’t factor in your financial circumstance so do keep this in mind. If you are looking for a more accurate amount, an expert Mortgage Advisor in Liverpool can help you with this.
Ready to Make an Offer
Another benefit of having a Mortgage Broker in Liverpool, like ourselves, by your side is our support and guidance from our expert team of Mortgage Advisors when you are at the point of wanting to make an offer on the property you like.
Here at Liverpoolmoneyman, we are able to obtain your mortgage agreement in principle for you which is usually done within 24 hours of your initial appointment. Having this with you can be great when making an offer as it is likely to increase your chances of getting accepted.
You’ve Had an Offer Accepted
Speaking to a Mortgage Advisor in Liverpool can be beneficial before making any offers. We can begin the mortgage process as soon as you as you get your offer accepted on your dream home.
If you are wanting to know if you are eligible for a mortgage and are looking to get an agreement in principle to back up your offers, get in touch with a Mortgage Advisor in Liverpool who can help you with this.
Need an Agreement in Principle (AIP)
Generally, our team can arrange to get you a mortgage agreement in principle within 24 hours of your mortgage appointment. As mentioned, having an AIP to hand can be very helpful for making any offers because it shows the seller you are prepared to progress with your mortgage case.
Declined By Your Bank or Building Society
It can be common for customers to get in touch with us when they have previously been declined for a mortgage by the bank. This could be for a number of reasons; however, our team are available to help you with this.
As part of our tailored service, our team are able to provide the support you need to get you on the best option for your personal and financial circumstances. Due to being an expert Mortgage Broker in Liverpool, we have exposure to a large range of mortgage lenders, with a number of these offering specialist products.
Our team are available 7 days a week to provide fast & friendly mortgage advice and answer any mortgage questions, particularly for First Time Buyers in Liverpool. We look forward to supporting you on your mortgage journey!
Why choose us to help you buy your first home in Liverpool?
Through helping many First Time Buyers on their mortgage journey, our Mortgage Advisors in Liverpool have built up valuable experience in order to help many more First Time Buyers taking that first step on the property ladder.
We understand all our customer’s day to day lives are different which is why our dedicated Mortgage Advisors work every day of the week, from early until late at night.
You can decide to either carry out your free mortgage appointment via the telephone or Microsoft Teams video call.
If you are thinking that your situation is too complex, however, our 20 plus years of experience providing Mortgage Advice in Liverpool has provided us with a range of mortgage circumstances. Therefore, you may find that your situation is one our team has encountered before.
The journey of obtaining a mortgage can have its obstacles, which is why we are available to answer any questions you may have. All our customers are treated as an isolated case which is part of the personalised service we provide.
We know that as a First Time Buyer in Liverpool, you want a deal that is perfect for your situation. Our advisors can search through 1000’s of mortgage deals with an aim to find you the deal that is appropriate for your circumstance. As well as this, we will by your side to provide any support throughout the process.
Our goal is to make your mortgage experience as stress-free as possible. Your dedicated case manager will keep you updated in the process keeping any technical jargon to a minimum.
Contact us to speak to a member of our team who will get you booked in for your free mortgage appointment with an expert mortgage advisor today.