In utilising the help of a trusted and dedicated mortgage advisor in Liverpool, you will have a helping hand in overcoming any hurdles you encounter. We will do everything within our power to provide our customers with an open, honest & stress-free mortgage service during the process of their Help to Buy in Liverpool.
An experienced member of our team will be on hand to provide guidance and support throughout every step of your mortgage. We will ensure you are kept informed with necessary updates or changes to your individual case, as well as anything else you need to know.
As a mortgage broker in Liverpool we will always be on hand and ready to help you with any of your mortgage needs. We always do our best to educate our customers and help them to better understand the Help to Buy Scheme that they will be using.
Customers are at the heart of everything we do here at Liverpoolmoneyman. We always put your best interests first and support you in any way that we can, from the beginning of your process, all the way through until the end.
By having us working for you during your Help to Buy in Liverpool, you’ll have the incredible benefit of a guiding hand and listening ear whenever you are faced with challenges during your mortgage process.
First time buyers are no longer able to use a Help to Buy in Liverpool or anywhere in the UK, though this doesn’t necessarily mean that support for home buyers has ended. There are still a variety of schemes that can help to buy in Liverpool!
Shared Ownership: Shared Ownership enables buyers to purchase a share (usually between 25% and 75%) of a property and pay rent on the remaining share. This scheme is available for both first time buyers and those looking to move. Over time, buyers can increase their ownership share through a process called “staircasing.
Right to Buy and Right to Acquire: These schemes are aimed at tenants of local authority or housing association properties. Right to Buy allows tenants to purchase their home at a discount, while Right to Acquire is a similar scheme for housing association tenants. Eligibility criteria apply.
Lifetime ISA: While not exclusive to Liverpool, the Lifetime ISA (LISA) allows individuals to save for their first home or retirement. The government provides a 25% bonus on contributions, up to a certain limit, which can then be used for a qualifying property purchase.
First Homes Scheme: This scheme offers newly built homes at a discount of at least 30% to local first-time buyers. The discount remains tied to the property and applies to its subsequent sales. It aims to help local communities and key workers access affordable homeownership.
Forces Help to Buy: Available to armed forces personnel, this scheme provides an interest-free loan to help eligible servicemen and women purchase their first home or move to another property.
We will review your circumstances and provide you with personalised Mortgage Advice in Liverpool. During your free mortgage appointment, we will help to determine whether or not you qualify for the government Help to Buy Scheme.
The maximum purchase price for using this scheme is completely dependent on where you are looking to live. To learn more about a Help to Buy in Liverpool and the full property price limits per area, take a look at the government’s OwnYourHome website.
It is also important to remember that you cannot purchase a second home with the help of this scheme, the property you purchase must be your only residence. You are also restricted from making any part-exchange or sub-letting deals on your home.
On top of this, you cannot be married or cohabiting with anyone who owns or has previously owned their own home somewhere else in the world. If you are applying for a Help to Buy in Liverpool and are married/cohabiting, you will have to make a joint Help to Buy application and neither of you can have another residence.
A Help to Buy scheme is a government initiative designed to assist individuals, particularly first time buyers, in purchasing a property by providing financial support, incentives, or favorable terms for obtaining a mortgage. These schemes aim to make homeownership more accessible, especially for those who might struggle to save for a substantial deposit or meet the financial requirements of traditional mortgages.
Our Customers Love Us
4.98 Rating231 Reviews
Excellent service and communication throughout the whole processes
1 week ago
Absolutely excellent! Matt Collinson and Lizzi Roscoe were great! They helped us secure a mortgage in just a few days and were very supportive throughout the process! Can't recommend them enough
2 weeks ago
10/10 service. The team at moneyman, specifically Charlie and Stacey, provided great support and communication throughout the whole process. The team constantly kept in touch and were patient with my questions and circumstances. Also, the team...
3 weeks ago
really helpful team
2 months ago
First Time Buyers - We had Charlie helping us through the process, He made us feel at ease from the very first conversation. He basically held our hand all the way through until we got offered a mortgage! Couldn’t recommend Charlie & This Mortgage...
2 months ago
Matt, Stacey and the team have been excellent with all their assistance and advice in getting our mortgage sorted. I could not recommend them enough. A 5-star service.
3 months ago
Approaching Moneyman was the best thing we did! We had a poor experience with our first advisor as she clearly didn't understand the nature of self-employed income. Following this, we looked for an advisor specifically with knowledge of assisting...
3 months ago
We would definitely recommend UKMoneyMan. As first time buyers, Malcolm and Charlie took the time to clearly explain the whole process to us, answer any questions we had, and to help us find the best rate to suit our financial needs!
3 months ago
Very good service very helpful
4 months ago
Dan and the team were expert and efficient, providing sound advice in difficult circumstances - our property falling outside the norm that mortgage providers usually encounter.
5 months ago
Dealt with Liverpool Money Man for initial mortgage, and re-mortgage. Fantastic service, everything explained thoroughly. Thanks.
5 months ago
Charlie has been fantastic, we got in contact with him as we started house searching over a year ago and he was always available and willing to answer any of our questions no matter how stupid they were!
5 months ago
Great service received from Tom. He made the first time buyer process run as smooth as possible and explained every step. Would recommend and will use again when I come to renew my mortgage.
6 months ago
Cannot recommend these guys enough - in particular Charlie and Paula. As first-time buyers, it felt like obtaining a mortgage would be stressful and overwhelming, but Charlie and his team went above and beyond to make sure we understood everything...
7 months ago
Both Jason and Meghan have been fantastic. They sorted my mortgage application with a high Street lender with no problem. They also arranged some competitive quotes for my life and home insurances. This had the added bonus of reducing there fees as...
7 months ago
Chris Thompson was an absolute gent and pleasure to deal with. He made the whole process of buying a home calm, reassuring and with a personal touch that made it feel as though he was equally as happy for me as I was myself. Along with Lyndsey,...
7 months ago
Lyndsey worked incredibly hard to make our new home possible, without this support and in-depth knowledge of the mortgage market we wouldn’t be completing our home purchase on Friday. Thanks for everything you have done over the last 3 months....
8 months ago
Highly Recommend! Such a good service Jason and Jo made the whole process stress free from start to end.
9 months ago
Great to work with, fast and reliable and very good communication
9 months ago
Brilliant service they get back to you when they say they will. So Patient and helpful.Special thanks to Jo
9 months ago
Our mortgage advisor in Liverpool will assess your income and expenses during your appointment to determine your eligibility and affordability for Help to Buy Schemes in Liverpool.
Our team will thoroughly search through 1000 mortgage products to find the one that suits your needs best. We will also assist you in obtaining a mortgage agreement in principle, which can support any offers you make on new builds.
Upon acceptance of your offer, we will submit your complete mortgage application and accompanying documents to the lender. Throughout this process, your dedicated case manager will keep you informed of progress, from the mortgage offer to completion and beyond.
Our services go beyond securing the most suitable mortgage deal for you. We will provide recommendations for relevant insurance options to protect you and your loved ones. Additionally, we will proactively contact you when your mortgage deal is approaching its end to ensure that you continue to have the best possible arrangement.
During the course of your initial free mortgage appointment, your mortgage advisor in Liverpool will look through all of the mortgage figures with you, helping you to figure out what your monthly costs may be and the amount you could be able to borrow.
In our experience, we have been by the side of many customers who have been looking to utilise a Help to Buy in Liverpool. Once you get in touch with a trusted and dedicated mortgage advisor in Liverpool, you’ll have endless mortgage support from our team. This is from your first communication with us, all the way through until the completion of your mortgage.
If your personal situation and the property you’re looking to buy match the criteria for a Help to Buy in Liverpool, our team have the ability to work through the paperwork with you and even liaise with any external parties when it is applicable to do so. This includes helping with surveyors or solicitors, pointing you in the right direction.
As an open & honest Mortgage Broker in Liverpool with well over 2 decades of providing fast & friendly mortgage advice in Liverpool, we have worked alongside many different customers. Our hardworking team strive to do all they can to make sure you achieve your home buying and owning dreams.
As a well-known and trusted mortgage broker in Liverpool that is proud to provide clear & simple mortgage advice in Liverpool, we are here to guide our customers all throughout their Help to Buy in Liverpool.
Get booked in for a free mortgage appointment and a dedicated mortgage advisor in Liverpool will see how we can help.
Our trusted team of Mortgage Advisors in Liverpool, here at Liverpoolmoneyman, will always recommend to you the most appropriate mortgage deal that matches your financial and personal situation.
We aim to reduce your stress levels during your Help to Buy in Liverpool, making sure you are kept informed and secure, all throughout your mortgage process.
Before we begin with the process of helping you to obtain a Help to Buy in Liverpool, we will need to determine your eligibility for the available schemes that are out there for first-time home buyers in Liverpool.
In order to gain a much more in-depth understanding of the different schemes that you could have access to, book your free initial mortgage appointment with one of our trusted and experienced mortgage advisors in Liverpool.
To learn more about the Help to Buy Schemes available to you, take a look at the government Own Your Home website.
Those familiar with the Help to Buy Equity Loan, may remember that the scheme was only applicable to new build properties. With that scheme ending, most other schemes are not exclusive to just new build properties.
For applicants who are looking to buy a new build property in Liverpool though, there are still schemes that apply to these situations directly, including one designed to help local first time buyers in Liverpool.
That scheme allows first time buyers purchasing new builds to potentially take advantage of a discounted price, providing that they are eligible. Additionally, there is the added caveat that if you sell down the line, you must agree to discount your sale price also.
In doing so, it encourages a chain of affordable home buying for future generations. As mentioned with other schemes though, this still might not necessarily be applicable to everyone, as your trusted mortgage broker in Liverpool will look at your situation and recommend the best deal.