Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
Critical illness insurance offers valuable financial protection in the event of a specific illness or disability diagnosis, however, it’s essential to note that not all policies cover every serious illness, making it crucial to explore various options before choosing a policy.
To ensure a smooth claims process, honesty with your advisor about your health is essential, as it can help avoid claim rejections.
In the unfortunate event of the policyholder passing away due to a covered condition, a lump sum pay-out is released, providing financial support regardless of their ability to work.
This lump sum can be utilised to pay off a mortgage, cover medical expenses, or even make necessary home improvements.
If you are seeking critical illness insurance in Liverpool, our expert protection and mortgage advisors in Liverpool are here to help you.
They will work diligently to find the right coverage tailored to your specific needs, providing you with peace of mind and financial security for the future.
If you require assistance with Critical Illness Cover or finding a reliable mortgage broker in Liverpool, our team is readily available to provide comprehensive answers to all your insurance inquiries.
Seeking advice before choosing an insurance product can be highly beneficial, as it helps you identify the most suitable option based on your individual circumstances and needs.
Critical Illness Cover offers broader protection, encompassing a wide range of conditions, which increases the likelihood of receiving a pay-out in the event of a qualifying diagnosis.
Due to the comprehensive coverage it provides, the premiums for this type of insurance may be slightly higher than other life insurance products.
In today’s world, medical advancements have significantly improved survival rates for various illnesses. However, it remains essential to have a reliable source of income to support your financial needs during challenging times.
When considering Critical Illness Cover, it’s crucial to take into account factors such as mortgage payments, dependents, or significant credit obligations to ensure you are adequately protected and financially prepared for any unforeseen circumstances.
In the unfortunate event of a covered illness or serious diagnosis, your policy will provide a lump sum to offer vital financial support to you and your family during these challenging times. However, income protection goes a step further and continues to provide pay-outs if the illness or diagnosis leads to your inability to work.
This means that income protection ensures a steady stream of monthly payments until you recover and can return to work or until you reach retirement age.
Unlike critical illness cover, income protection offers guaranteed pay-outs if you are unable to work, providing ongoing support and peace of mind. These payments will continue until you are fit to resume work or in the unfortunate event of your passing.
With income protection, you can be reassured that you and your loved ones will have a safety net to rely on during times of uncertainty and financial strain.
For insurance business we offer products from a range of insurers.
Our Customers Love Us
79 5 Star Reviews
Mana Whelehan
Very knowledgeable and extremely willing to help. They provided valuable advice and took the time to explain things clearly. I really appreciated their guidance and generosity with their expertise.
24 Jun 2026
tariro kufa
Remortgaging Fantastic service from UkMoneyMan. This is the 2nd time around dealing with UKmoneyman and this time our case was handled by Matt Cuthbert and his colleague Joe Pinder. Couldn't fault anything and we wouldn't hesitate using the service again. Thank you UkMoneyMan and your dedicated team.
9 Jun 2026
Luiza Freitas
Definitely recommend Moneyman team! They were with us in every step. Really helpful team, making everything clearer and answering every question!
9 May 2026
Peter Robinson
I have used Liverpoolmoneyman twice now. The reason I returned is that they are fast to respond, polite, professional and do everything they can to give you honest advice. Whilst I have had delays in arranging my mortgage and subsequent re-mortgage, Liverpoolmoneyman were not to blame for this and did everything they could to assist.
7 Apr 2026
Ben Cadwallader
We had a great experience remortgaging with the help of Liverpool Money Man - the service was efficient, booking and rearranging appointments was easy, Jason was knowledgable, helpful and clear with the information he shared. We were able to navigate a tricky time in the market with ease and when needed, Jason moved quickly to ensure we secured our preferred deal. Thank you for your help, we would recommend these guys
28 Mar 2026
James
Having used UK Moneyman to arrange my last mortgage, when my current deal ended, rather than doing the leg work myself I again approached Chris (Thompson) who I had dealt with prior. Although Chris doesn't normally deal with remortgages, he and the company were happy to allow him to assist - as we already had a working relationship. Again he got me a deal I was happy with, ran through all of the options available and what he thought would be my best way forward. the solicitors were included in the fee package (ONP in Stockport) who were very efficient and everything proceeded smoothly. Chris is always just a message away, if any issues arise, and he always gets back in touch promptly. The back office also keep in regular contact with too with updsates that they receive. A WORD OF ADVICE: just to assist with making sure your application runs smoothly - ensure you have all relevant paperwork to hand to send on to them (payslips, statements etc) it really does expedite the process for all concerned. All told another 5 star service from all the team, I highly recommend them - see you in 5years for (hopefully) my final remortgage!
12 Mar 2026
Rodrigue Tchomina
I had an excellent experience working with Liverpoolmoneyman throughout the entire process. From the beginning, they were professional, responsive, and incredibly knowledgeable. They took the time to clearly explain each step, answered all my questions, and made what could have been a very complex process feel straightforward and manageable. Communication was consistent and transparent, and I always felt supported and well-informed. They worked efficiently with all parties involved to ensure everything progressed smoothly and on time. I really appreciated their dedication and attention to detail, especially when navigating the lender’s requirements and making sure everything was handled correctly. Thanks to their guidance, the mortgage process was far less stressful than I expected. I would highly recommend their services to anyone looking for a reliable and professional mortgage broker.
6 Mar 2026
Alison Scott
We keep coming back to Liverpool MoneyMan and are consistently impressed by the team. This time, Luke dealt with our enquiry and was absolutely amazing from start to finish. Personable and professional with great knowledge and really supportive. I never felt under pressure and the information was clear and transparent. I would highly recommend Liverpool moneyman.
21 Aug 2025
Andrei Dumitrache
I thought applying as self-employed would be more complicated, but Chris guided us quickly and explained the whole process very clearly. We received our mortgage offer in a very short time and now we’re looking forward to completing the legal purchase. Highly recommended!
19 Aug 2025
David Davies
Took away all he hassle. This is our 3rd time mortgaging with ukmoneyman and, when our time to remortgage comes round, we'll use them again.
28 Mar 2025
Start a conversation with our dedicated protection advisor to explore the insurance options that align with your interests and needs. Our experienced protection advisor in Liverpool will take the time to discuss your health history with you, gathering essential information to provide personalised recommendations. By understanding your unique circumstances, we can help you find the most suitable and comprehensive insurance solutions for your peace of mind and financial security.
Tailored to your specific personal and financial situation, we will craft a comprehensive plan that considers your available monthly budget. Our extensive access to a diverse range of insurance products empowers us to identify the most suitable and effective solutions to protect you and your family. Rest assured, with our expertise, you’ll have the peace of mind knowing that you are well safeguarded against life’s uncertainties.
After we’ve identified the ideal insurance product that meets your needs and preferences, and you’re content with the choice, we will move forward by submitting your application to the provider. In some cases, the policy provider may require additional information from us to further review your application. Rest assured, we will handle the process efficiently and ensure all necessary details are provided to facilitate a smooth application process.
If you’ve secured your mortgage with us, we’ll be in touch when it’s time for you to remortgage. This will provide us with an opportunity to review any existing policies you currently hold. As circumstances change over time, the insurance policies you initially acquired alongside your mortgage may no longer align with your current needs. Our dedicated team will carefully assess your situation and recommend any adjustments or new policies that would be more suitable during the remortgaging process. Our goal is to ensure you have comprehensive coverage that suits your present circumstances.
Experience a complimentary Insurance consultation in Liverpool, where you’ll gain valuable insights into the world of Critical Illness Cover. Our knowledgeable Protection Specialists in Liverpool will be there to guide you through the process, presenting a range of policies tailored specifically to your unique circumstances. With our expert advice, you can rest assured that the chosen policy will provide optimal benefits for you and your family.
In your search for protection advice in Liverpool, Critical Illness Cover stands out as a top-notch option. Irrespective of the available coverage choices, it offers substantial benefits and the reassurance of knowing that your family will be financially secure to cover any outstanding debts or expenses.
Our dedicated team is committed to finding you the perfect policy, serving as a financial safety net for your family in the unfortunate event of your passing. Opting for Insurance options in Liverpool ensures that your loved ones won’t face unnecessary financial burdens during such a challenging time.
Drawing on our extensive experience as a mortgage broker in Liverpool, we’ve observed that many of our customers choose to complement their Critical Illness Cover with other policies, tailoring their choices to suit individual needs and circumstances.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
Download For Free
Read our 271 Reviews
Liverpoolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Liverpoolmoneyman 2009–2026
Contact
Follow Us
Liverpoolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Liverpoolmoneyman 2009–2026
Speak to an Advisor
7 Days a Week, 8am – 10pm
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.
