Common Scenarios for Buy to Let in Liverpool
By working with numerous landlords on their buy to let mortgages in Liverpool, we have gained extensive experience in dealing with a wide range of customers and their unique circumstances.
During your free buy to let mortgage appointment, we can discuss a variety of mortgage options, including:
Buy to Let Remortgage Options & Deals
If you’re a landlord with a collection of buy to let properties, you may be interested in adding more to your portfolio.
To make up the deposit for new properties, buy to let landlords will often consider remortgaging to release equity from their buy to let properties.
In case of difficulties in paying back mortgages on time, Liverpool landlords may choose to borrow against another property to pay off debts, rather than selling their properties.
Limited Company Mortgages / Special Purpose Vehicles (SPVs)
Although there are advantages and disadvantages to this approach, some landlords choose to expand their portfolios by buying properties through a Limited Company or SPV (Special Purpose Vehicle).
If you’re considering this option, it may be useful to seek the help of a specialist mortgage advisor in Liverpool. They can advise you on the most suitable path to take.
HMO Mortgages
Houses of Multiple Occupation (HMOs), which are properties housing five or more individuals, are a popular choice for landlords who rent to students.
Whilst this may be the case, not all mortgage lenders offer HMO mortgage deals, which can make finding suitable products difficult.
We advise seeking guidance from a specialist mortgage advisor in Liverpool if you plan to apply for a HMO mortgage.
Buy to Let Mortgages in Liverpool
Throughout our more than 20 years of experience in the mortgage industry, we have come across a wide range of situations and helped numerous clients achieve their property goals.
Whether you are a first time buyer in Liverpool taking your initial steps to invest in the buy to let market, or someone who is experienced in buy to let mortgages, requiring the help of an expert mortgage advisor in Liverpool, our team of experienced and dedicated mortgage advisors are here to help.
We understand that buying a home or investing in property can be a daunting process, which is why we pride ourselves on providing tailored and personalised mortgage advice in Liverpool to each of our customers.
We take the time to understand your unique situation and goals, and we use our expertise and knowledge of the mortgage market to help you find the most suitable mortgage deal for your needs.
So, whether you are looking for a buy to let mortgage, a residential mortgage, or specialist mortgage products like HMO mortgages or limited company buy to let mortgages in Liverpool, we have the expertise and experience to guide you through the process.
Get in touch with our team today to speak to a specialist mortgage advisor in Liverpool and take the first step towards achieving your property goals.
Why choose us for buy to let mortgage advice in Liverpool?
Investing in the property market is a popular choice for many people looking to make a living, for various reasons.
For some, the possibility of future property or capital growth is a key motivator, whilst for others, investing in property provides an additional source of income to supplement their monthly earnings.
We also frequently encounter landlords who are making long-term plans, with the goal of creating a comfortable retirement for themselves once they leave the workforce.
Investing in property can be a smart and profitable way to create a source of income and security for the future.
If you are considering turning your current residential property into a buy to let in Liverpool, it’s important to seek trusted and expert mortgage advice in Liverpool.
Our team of dedicated and approachable mortgage advisors in Liverpool are here to help you navigate the process of arranging your new purchase and managing your existing property mortgage.
In addition, you may have the option to take out a remortgage on your current buy to let property as a means of raising capital to put towards the deposit for another property purchase.
Our team can help you explore all of your options and find the best solution for your unique situation.
We are committed to providing you with the guidance and support you need throughout the process,. Book your free mortgage appointment today so we can discuss your specific needs and goals.