Read our 204 Reviews
Moving to a new home can be a stressful experience, but it doesn’t have to be that way!
By taking on the help of a mortgage broker in Liverpool, you can simplify the mortgage side of the process and focus on the move itself.
As an experienced mortgage broker in Liverpool, we are dedicated to making your home buying journey as smooth and stress-free as possible.
One of the biggest challenges of moving home in Liverpool with a mortgage, is completing a sale and purchase at the same time.
This can be daunting for anyone, especially as you’ll have to secure a buyer for your property, whilst also finding a new property of your own, though hiring a conveyancing solicitor who can handle the paperwork and ensure a simultaneous completion, can make this much easier still.
Furthermore, having a team of expert mortgage advisors in Liverpool who can handle the mortgage side of things for you, can be a true lifeline and reduce your stresses greatly.
We can guide you through the process, provide advice on the best options available to you, and work with you to secure the best mortgage deal for your new home.
So don’t let the stress of a mortgage hold you back from enjoying the excitement of a new home. Get in touch with a member of our team and we will see how we can help make your moving journey a success.
Our team of experienced mortgage advisors in Liverpool are dedicated to ensuring that the process of moving home in Liverpool is as easy and stress-free as possible for you.
As you embark on your moving home journey in Liverpool, our team is here to provide support and answer any questions you may have regarding your mortgage options.
With access to thousands of mortgage deals, our team will work diligently to find the best fit for your financial and personal situation.
To get started, we offer a free mortgage appointment to all new and existing customers.
During this appointment, you will be connected with a knowledgeable mortgage advisor in Liverpool who can guide you through the process and help you find the right mortgage deal for you.
Let us help make your moving home journey in Liverpool a success! Contact us today to schedule your free mortgage appointment.
Here at Liverpoolmoneyman, our dedicated team of expert mortgage advisors in Liverpool have helped a wide variety of customers to fulfill their home-owning dreams through providing knowledgeable mortgage advice in Liverpool.
We regularly find ourselves speaking to former first time buyers in Liverpool, whom after purchasing a property that allow them to get onto the property ladder in the first place, are now ready to take the next step and truly find their dream home.
More than just this though, our team have come across all kinds of different scenarios on a daily basis. Below are some of the most popular scenarios we have come across when speaking to those who are moving home in Liverpool.
As an experienced mortgage broker in Liverpool, we understand that one of the biggest concerns for home movers in Liverpool, is the cost associated with buying a new property and moving home.
We know that it can be difficult to navigate the different mortgage options available, especially when it comes to determining how much you can borrow, what the interest rate will be, and how much your monthly repayments will be.
This is where our experienced mortgage advisors in Liverpool come in to help. We will take the time to understand your unique financial situation and goals to help you find a mortgage that is suitable for your specific needs.
Our team can guide you through the various mortgage options available to help you determine what type of mortgage is right for you.
We will help you understand the maximum amount you can borrow based on your income, credit score, and other factors.
We will also provide you with information on interest rates and help you understand how your monthly repayments will be calculated.
Each of these costs vary from case to case, so it is the job of your mortgage advisor in Liverpool to get to know you and your situation.
Our goal is to provide you with the information you need to make informed decisions about your mortgage, so you can move forward with confidence in your home buying journey.
We offer a free mortgage appointment where we can discuss your options and get you booked in with a mortgage advisor in Liverpool, who can help you throughout the process.
During your free mortgage appointment with our expert mortgage advisor in Liverpool, we will work closely alongside you to understand your mortgage requirements and objectives.
Once we have gathered all the necessary information from you, our team will then search through a vast range of mortgage deals available in the market to identify the best options for you.
We will take into account factors such as interest rates, repayment terms, and monthly repayments, to ensure that the mortgage deal we recommend is both affordable and sustainable in the long run.
Once we have found the most appropriate mortgage deal for you, we will present our recommendation to you for approval.
If you are happy with our suggestion, we will then move on to obtaining an agreement in principle (AIP; Sometimes called mortgage in principle or decision in principle) from the mortgage lender.
An AIP is a conditional offer that indicates how much the mortgage lender that you are looking to work with, is willing to lend you based on your financial circumstances.
Having an agreement in principle to hand can be helpful when making an offer on a property, as it shows the seller that you are a serious buyer with a credible financial backing.
Our team of mortgage advisors in Liverpool typically can obtain an AIP within 24 hours of your initial free mortgage appointment.
With our comprehensive support and expertise, you can have peace of mind knowing that you have made an informed decision when choosing the most appropriate mortgage deal for you.
Contact us today to book your free mortgage appointment and take the first step towards achieving your mortgage goals.
Congratulations on having your offer accepted on your new home in Liverpool!
This is an exciting step in the moving home process, and we are here to help you out, every step of the way.
To begin your full mortgage application, please get in touch with a dedicated mortgage advisor in Liverpool.
They will guide you through the application process and ensure that everything runs smoothly.
In addition to helping you with your mortgage application, we can also provide assistance in finding a suitable property surveyor.
This is an important step in ensuring that the property is in good condition and that you are aware of any potential issues before making your purchase.
We also highly recommend using a trusted conveyancing solicitor to help with the legal aspects of your home purchase.
Our team can provide recommendations to help you find a conveyancing solicitor who will work with you throughout the process and ensure that everything is completed accurately and efficiently.
Throughout every step of your mortgage journey, we are here to provide support and guidance to make your home buying journey as smooth and stress-free as possible.
Don’t hesitate to contact us for any help you may need.
Over the years, we have had numerous clients who have reached out to us after being turned down by traditional mortgage lenders, such as banks or building societies.
There are several reasons why this may happen, including having a low credit score or not meeting the mortgage lender’s specific lending criteria.
If you find yourself in this situation, it may be beneficial to seek out the assistance of a mortgage broker in Liverpool.
As a mortgage broker in Liverpool, we work with a wide range of different mortgage lenders who offer specialist mortgage deals specifically designed for applicants who are struggling to obtain a mortgage.
Our experienced mortgage advisors in Liverpool will review your financial situation and credit file and work diligently to find both a mortgage lender and mortgage product that best meets your needs.
We understand that every customer has unique circumstances, which is why we take the time to carefully assess your situation and provide personalised mortgage recommendations.
We are dedicated to helping our customers, even if they have been turned down by other mortgage lenders.
Contact us today to learn more about our specialist mortgage options and how we can help you to achieve your mortgage goals when moving home in Liverpool.
Here at Liverpoolmoneyman, our mortgage advisors in Liverpool have in-depth knowledge and experience in the mortgage industry which they have utilised to help customer match up to their criteria.
Please do still get in touch even if you feel your situation doesn’t match up with any of the scenarios mentioned above.
Due to our experience in the working with mortgages for customers who are looking to move home in Liverpool, it’s very likely they have dealt with a situation similar to yours before.
As such, we would be more than happy to help you progress on your mortgage journey.
At Liverpoolmoneyman, we understand that moving home in Liverpool can be a daunting experience, especially when it comes to dealing with mortgages.
That’s why our team of expert mortgage advisors in Liverpool are here to guide you through the process from start to finish.
During your free mortgage appointment, one of our dedicated mortgage advisors in Liverpool will explore all your options with you, helping you to find the most suitable one for your unique circumstances.
If you have a complex situation, don’t worry! Our team is equipped to handle all kinds of mortgage enquiries and will work tirelessly to find a solution that works for you.
We provide a free home movers’ review to all our customers, where you can discuss your mortgage goals and explore your borrowing capacity and monthly payments.
Once we have a clear understanding of your needs and goals, our team will search through thousands of mortgage deals to find the best fit for you.
Wth a dedicated mortgage advisor in Liverpool by your side every step of the way, you can be confident that you’re in safe hands.
Contact Liverpoolmoneyman today to book your free mortgage appointment and take the first step towards achieving your home owning goals
Once you have agreed with the recommendation from your mortgage advisor in Liverpool, the next step is to obtain an agreement in principle (AIP).
This document is essential when it comes to backing up any offers you make on a property.
Fortunately, our team can obtain an agreement in principle for you in as little as 24 hours after your initial appointment.
At Liverpoolmoneyman, we not only help you secure the most suitable mortgage but also help you in finding a surveyor and obtaining conveyancing solicitor quotes.
We understand that moving home can be a complex process, which is why we are committed to providing a comprehensive service to make it as stress-free as possible.
In addition to finding the right mortgage and helping you with the legal aspects of buying a home, our team also recommends taking out insurance to cover your remaining mortgage payments in the event of unforeseen circumstances.
Our team of expert mortgage advisors in Liverpool are here to guide you through the moving home journey.
We pride ourselves on offering a personalised service to every customer who gets in touch with us, taking into account their unique circumstances and goals.
So if you’re ready to take the next step, get in touch with us today and we’ll see how we are able to help.
4.98 Rating204 Reviews
Ellen
Matt and Jennifer have been wonderful. They have made a very intimidating process easy to understand and have guided me through the process every step of the way. Matt's experience will help you to secure the best mortgage whatever your...
Michael
I have been with liverpoolmoneyman for 5 years now. Great service and advice as always. They help you every step of the way, I highly recommend them.
Abbie
The service was very quick and efficient and we managed to secure a great deal against a tight deadline.
Georgia
Leo and meghan were both very helpful and never made it feel like we was bothering then. No question was deemed a stupid question.
Sophie
Brilliant service, did everything we needed for our remortgage, made the process as simple as possible.
Mark
My experience was amazing so smooth, everyone was brilliant from the start and tom who I dealt with was second to none 👌🏻. Thank you all and I will definitely be recommending to friends
Noel
Very impressed they sorted everything out from start to finish thank you.
Allan
Used this company to help with a remortgage Extremely efficient and got me a great deal within a few days Always kept me upto date with what was happening and very professionall and helpful Highly recommended
Michael
Best decision going to Liverpool money man. Our advisor Matt Collinson has been incredible with his help, explaining everything clearly and making sure we understand everything. His team have also been wonderful, particularly Wendy Olsen who has...
Gaynor
Helpful friendly advice from everyone involved
John
We would recommend Liverpoolmoneyman to anyone !! Very good, very helpful, very friendly, very nice, clear information given with full explanations !!
John
Excellent service from the moneyman from the 1st phone call, throughout the whole application process. 100% service.
Agnes
Dan has been fantastic throughout , went through every step with us , would definitely recommend him and the company
Maisie
Extremely happy with the service provided and we would highly recommend Uk Money Man for anyone - but especially for first-time buyers who are unsure about the moving process. Special thanks to Wayne and Louise who were there to help from the...
Anonymous
Very professional
Nicole
Could not recommend Matt and Megan enough! Being a first time buyer, I did not know what the buying process would entail. Thankfully, Matt and Megan explained everything as we went along. Matt went above and beyond to answer my calls when we...
Liam
Really good service and friendly too
Katherine
Very informative and good communication.
Angela
Very pleased with the the service. Dan was very helpful and explained everything as the process went along in a clear way. All options were looked to see which would be the best option for myself. This made doing the product transfer hassle free.
Nathan
Our brokers were incredibly helpful and committed over a long period of time from us not being in the right position to remortgage, to months later when we were. They have kept up to date with how our mortgage process has been going and offered...
As your Mortgage Broker in Liverpool, our first job is to carry out a Fact Find on you to get a bigger picture of your personal and financial situation, so that we can recommend the most suitable mortgage for you. In order to obtain an Agreement in Principle, you will also need to have a credit check performed on you. Once you have provided all the relevant evidential documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.
Your free mortgage consultation with Liverpoolmoneyman will last around an hour. After your details have been taken, a Mortgage Advisor in Liverpool will then search through thousands of mortgage deals to find a perfect matching deal for you. Once we recommend the deal, you can decide whether to proceed with us or not, it’s completely up to you!
We always recommend that you obtain an Agreement in Principle before you start viewing properties in Liverpool, as they can potentially put you in front of other buyers who don’t have one. Lenders will like the fact that you have prepared before making an offer.
An Agreement in Principle typically remains valid for between 30 and 90 days, but this can change depending on your lender. If your Agreement in Principle expires it can always be refreshed. A Mortgage Broker in Liverpool like us can usually get one sorted for you within 24 hours within your application.
Yes, you can get a second mortgage. You can take out a second mortgage for your current home for things like debt consolidation and home improvements. It is also possible to take out a second mortgage for another property if you want. Usually, this situation comes about when people are interested in a holiday home, are buying for a friend/family member or want a Let to Buy or Buy to Let.
The minimum deposit when buying a house in Liverpool with high street lenders is typically 5%. You will rarely find lenders that will accept a minimum of less than 5%. This minimum can be higher if you have had bad credit in the past.
It is possible but it can be a bit tricky though. When you have had previous credit problems your minimum deposit that is required could rise, we have seen it at 15% before. Having a Specialist Mortgage Broker in Liverpool could really help you get back on track in situations like these.
After you have proven at least one year’s accounts to your lender, you should be able to get a mortgage. Most lenders in Liverpool will use your salary plus dividend to work out your maximum mortgage, however, some can go off your net profit.
If you’re an employee, you will usually have to supply three payslips in order to prove your income. If you are Self Employed in Liverpool its normally the latest 2 years’ accounts. You will also need to produce proof of ID, address and 3 months’ bank statements.
Our free initial mortgage consultation can last up to an hour. As an experienced Mortgage Broker in Liverpool, after we have all of your information we can get you an Agreement in Principle within 24 hours or your phone call. On average, a formal mortgage offer takes about three weeks.
A telephone call where we can take some initial details and find out about your plan of action.
Enjoy finding a property!
Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.
Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.
A telephone call where we can take some initial details and find out about your plan of action.
Enjoy finding a property!
Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.
Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.
