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We love helping customers who really need Mortgage Advice in Liverpool - it's not just about finding a mortgage, we will hold your hand through the full process.

To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0151 438 2295.

Enquire Online

To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0151 438 2295.

Malcoms Image

We love helping customers who really need Mortgage Advice in Liverpool - it's not just about finding a mortgage, we will hold your hand through the full process.

Enquire Online

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

See More Mortgage Options

Reviews Stars4.98 Rating191 Reviews

Mortgage Advice in Liverpool – Mortgage Broker in Liverpool

Welcome to the online home of Liverpooloneyman, Mortgage Broker in Liverpool. Here we have many proficient Mortgage Advisors in Liverpool, ready to provide their full support to the very end of your mortgage completion while keeping you in the loop at all times.

 

We will be on hand throughout your mortgage journey, to make the home buying and remortgaging process stress-free and as straight forward as possible. Our dedicated and experienced Mortgage Advisors in Liverpool will aim to leave you fulfilled by our service.

How can we help you obtain a mortgage in Liverpool?

Our Mortgage Advisors in Liverpool offer outstanding service to all new/existing customers who contact via the ‘get started’ or phone call. If you are indecisive about using a Mortgage Broker in Liverpool, feel free to read our genuine reviews that reflect the high level of service we provided to applicants in the past who choose using a Mortgage Broker.

 

We love what we do here, customer service is the heart of this company and we try our very best to help customers achieve their mortgage goals by providing fast and friendly Mortgage Advice in Liverpool.

 

We have a good reputation for being open and honest with all our customers when it comes to recommending them the most suitable decision for their current circumstances. Let us take away as much stress and answer any mortgage-related questions you have during your mortgage process.

 

Having the help of a Mortgage Broker in Liverpool like us is we work alongside a large panel of lenders, allowing us to access 1000’s of deals to find you the most suitable product for your circumstances, some of these you won’t be able to be offered from your high street bank. Unlike a bank, we shop around and compare deals for you – saving you time and money.

 

Having worked in the industry for over 20 years, we have spoken to many customers to achieve their mortgage goals. With our industry experience, there is hardly a new situation that we haven’t tackled before.

How our Mortgage Advice process works in Liverpool

Our job as an open and honest Mortgage Broker in Liverpool is to find you the most suitable mortgage or remortgage deal for your circumstances. To speak with one of our expert Mortgage Advisors in Liverpool book yourself in for a free mortgage appointment around a time that suits you. We can sometimes provide you with same-day appointments, subject to availability.

 

During your free consultation, your Mortgage Advisor in Liverpool will ask you a series of questions to build up your financial profile to see hows your current situation is going and ask you what are your mortgage goals.

 

The next step is searching 1000’s of deals to find you the most suitable mortgage product. All of this will be discussed with you in more detail during your initial appointment.

 

Then, we will advise the most suitable deal obtainable. If you are happy to proceed with the said deal, we will provide you with a mortgage agreement in principle.

 

Armed with an agreement in principle, your job is to then house hunt for that ‘dream property’ and put down an offer. If your offer has been accepted, get back in touch with your Mortgage Advisor in Liverpool and we can continue with your mortgage application.

 

Now, the rest is down to us. We will advance your full mortgage application, and your case handler will keep you updated on the process until we receive your formal mortgage offer.

 

During your home buying or remortgage journey, we aim for a stress-free process and overcome any hurdles we face along the way. We will keep you in the loop at all times, even after the completion stage to assure that your mortgage is still the most suitable deal for you.

Contact your Mortgage Broker in Liverpool

If you are looking to get a mortgage, then you’ll benefit from the help of a Mortgage Broker in Liverpool. Our team are here 7 days a week to do their very best to try and help you achieve your mortgage goals. Form First Time Buyers, Home movers, landlords looking for a Buy to let mortgage, or just need some expert Mortgage Advice in Liverpool, we will be more than happy to help.

 

Open 7 days a week. Usually, we have same-day appointments available. Get in touch, and let’s start your mortgage journey today.

Mortgage Broker in Liverpool versus bank – which is more beneficial?

Usually, the banks’ Mortgage Advisor in Liverpool can offer their own product, though the good news is that there are other deals out there to choose from.

 

As a Mortgage Broker in Liverpool, our job is to search and compare multiple products from different lenders to find you the best product tailored to your circumstances.

 

Your Mortgage Advisor in Liverpool is here to help!

Customers may have already spoken to an advisor at a bank, estate agent or building society. They aren’t always able to help them due to various reasons for example (credit score, maximum borrowing etc), but the good news is, we often are able to!

 

As an experienced Mortgage Broker in Liverpool, we have worked with all sorts of mortgage cases, using our in-depth knowledge we will search through thousands of products for you and find you the perfect one for your personal and financial situation.

 

Some of the lenders we work with have specialist products with varying criteria, meaning more often than not, there’ll be an appropriate deal on offer.

 

Contact your Mortgage Broker in Liverpool

If you have initially reached out to a Mortgage Advisor, why not get a second opinion. With an experienced team led by mortgaging expert Malcolm Davidson, we offer Open & Honest Mortgage Advice in Liverpool 7-days a week from early until late, able to assist with almost all mortgage questions.

 

To book your Free Mortgage Consultation, please visit our contact page or give us a call and we’ll arrange for you to receive Mortgage Advice in Liverpool.

 

To follow our Mortgage Advice in Liverpool news, tips and internal company events, you can find us on Facebook & Twitter.

 

Mortgage Broker in Liverpool

Mortgage advice in Liverpool – Options:

First Time Buyer Mortgage Advice Liverpool

We’re here to walk you through every step, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Liverpool

Simply, wanting to know how much you can borrow on a new mortgage, what happens to your old one and how much this will cost?

Remortgage Advice Liverpool

Seeking a better mortgage deal, to reduce or extend the term, to add or remove a name, or raise money on your home?

We search 1000's of mortgage deals across a large number of lenders, including:

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Common mortgage questions

As your Mortgage Broker in Liverpool, our first job is to carry out a Fact Find on you to get a bigger picture of your personal and financial situation, so that we can recommend the most suitable mortgage for you. In order to obtain an Agreement in Principle, you will also need to have a credit check performed on you. Once you have provided all the relevant evidential documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

Your free mortgage consultation with Liverpoolmoneyman will last around an hour. After your details have been taken, a Mortgage Advisor in Liverpool will then search through thousands of mortgage deals to find a perfect matching deal for you. Once we recommend the deal, you can decide whether to proceed with us or not, it’s completely up to you!

We always recommend that you obtain an Agreement in Principle before you start viewing properties in Liverpool, as they can potentially put you in front of other buyers who don’t have one. Lenders will like the fact that you have prepared before making an offer.

An Agreement in Principle typically remains valid for between 30 and 90 days, but this can change depending on your lender. If your Agreement in Principle expires it can always be refreshed. A Mortgage Broker in Liverpool like us can usually get one sorted for you within 24 hours within your application.

Yes, you can get a second mortgage. You can take out a second mortgage for your current home for things like debt consolidation and home improvements. It is also possible to take out a second mortgage for another property if you want. Usually, this situation comes about when people are interested in a holiday home, are buying for a friend/family member or want a Let to Buy or Buy to Let.

The minimum deposit when buying a house in Liverpool with high street lenders is typically 5%. You will rarely find lenders that will accept a minimum of less than 5%. This minimum can be higher if you have had bad credit in the past.

It is possible but it can be a bit tricky though. When you have had previous credit problems your minimum deposit that is required could rise, we have seen it at 15% before. Having a Specialist Mortgage Broker in Liverpool could really help you get back on track in situations like these.

After you have proven at least one year’s accounts to your lender, you should be able to get a mortgage. Most lenders in Liverpool will use your salary plus dividend to work out your maximum mortgage, however, some can go off your net profit.

If you’re an employee, you will usually have to supply three payslips in order to prove your income. If you are Self Employed in Liverpool its normally the latest 2 years’ accounts. You will also need to produce proof of ID, address and 3 months’ bank statements.

Our free initial mortgage consultation can last up to an hour. As an experienced Mortgage Broker in Liverpool, after we have all of your information we can get you an Agreement in Principle within 24 hours or your phone call. On average, a formal mortgage offer takes about three weeks.

Liverpoolmoneyman.com & Liverpoolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
www.financial-ombudsman.org.uk

© 2022 Liverpoolmoneyman

Liverpoolmoneyman, Rodney Chambers, 40 Rodney Street, Liverpool, L1 9AA.

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