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Speak to an Advisor 7 days, 8am - 10pm
Purchasing your first property in Runcorn can be a daunting process, that’s why we’re here to help! Throughout your mortgage journey, you’ll work with a mortgage advisor in Runcorn to help you secure a first time buyer mortgage and keys to your dream house.
Don’t hesitate to get in touch and start your first time buyer journey in Runcorn today!
In our 20 years of experience, our team have had the pleasure of being able to help many first time buyers in Runcorn get the keys to their first homes.
Getting mortgage advice in Runcorn has never been easier! Our team are available 7 days a week to provide you with the help you need in Runcorn. We eagerly anticipate aiding you on your journey to owning a home!
The minimum deposit that you need for a mortgage will be approximately 5-10%; this will vary depending on how well your credit score is. As an experienced mortgage broker in Runcorn, we usually find that most first time buyers have good credit, however, this is not always the case.
Nevertheless, we will search 1000’s of deals to find you a suitable first time buyer mortgage in Runcorn to match your circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
There are alternative ways to get onto the property ladder that can be beneficial for those finding it hard to come up with a deposit. Here are few schemes you could benefit from as a first time buyer in Runcorn:
To see if you meet any of the scheme’s criteria, we recommend you browse the government’s OwnYourHome website for more detailed information about these schemes. Alternatively, you can get in touch with our mortgage advisors in Runcorn who can guide you through each one.
Your first time buyer mortgage in Runcorn will come with several costs that you should be prepared for.
An agreement in principle is a valuable document to have when applying for a mortgage. You will need one to make an offer on a property in Runcorn.
An agreement in principle, also known as a decision in principle, is a statement from a lender indicating how much they are willing to lend you based on an initial assessment of your financial situation.
Having an AIP demonstrates to sellers and estate agents that you are a serious buyer and financially capable of purchasing a property.
If you are looking for an agreement in principle in Runcorn, get in touch with our team and we can sort one for you within 24-hours of your appointment.
If your AIP expires, just get back in touch and we can renew it for you straight away.
There are all kinds of first time buyer mortgages in Runcorn available on the market, and some will be better suited to you than others.
We often find that most first time buyers in Runcorn opt for a fixed-rate mortgage, tracker mortgage or discounted variable rate mortgage.
If you are struggling to save for a mortgage, perhaps researching the government mortgage schemes could help.
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4.98 Rating268 Reviews
Mark
Once again Liverpool money man goes above and beyond to help me get another mortgage. I had a few issues regarding being self-employed and struggling to get a mortgage within 1 week LMM had my mortgage approved. Thank you very much all involved....
5 days ago
Charles
Great service, start to finish Tom and the team helped and advise whenever we had any queries. Transparent pricing.
3 weeks ago
Kelly
I used MoneyMan for my first mortgage, I was thrilled with the service they provided back in 2017 therefore I went back to them for my remortgage Chris & Debbie were super helpful with my remortgage. Would highly recommend.
2 months ago
Christopher
Had a retirement mortgage agreed and completed. Wayne and Moneyman were excellent, very professional, knowledgeable and helpful at all points. Happy to recommend their services
3 months ago
Stacey
I have been using Liverpool Moneyman for my mortgages and remortgages since 2014. Great flexible and friendly service.
3 months ago
Helen
Leo and the team have been exceptionally thorough in explaining all my options. I truly felt that Leo had my best interests at heart, going above and beyond even offering advice and support beyond his usual remit. He’s been incredibly patient with...
6 months ago
Steven
Always very helpful. Helped us buy our first house and have been great assisting with the remortgage process.
6 months ago
Mr James
Always friendly and provide sound advice. Very supportive look out for the best interest of the client.
7 months ago
Kevin
Brilliant from start to finish. No fuss. Chris found me a new deal with my existing provider. Have recommended this company to my friends.
7 months ago
Hannah
Fantastic service from beginning to end, extremely informative and supportive. Daniel was very easy to communicate with and provided all the information we needed.
7 months ago
Michael
Excellent service, always professional and friendly. This is the second time I’ve used moneyman and their advice has been invaluable. Jason and Lizzi have been outstanding.
7 months ago
Vitor
I am so glad I find this Mortgage Broker , specially Tom Bowes and Debbie Stones, they both were very professional and polite from start to end , they keep me informed and updated at all times, the process was very smoth and fast, highly...
7 months ago
Tarique
I wanted to say a big thanks to Paula, Leo, and the Liverpoolmoneyman team. Both Paula and Leo have managed to secure me a great mortgage deal. Making this whole process seamless and less stressful with clear communication during each stage. I would...
7 months ago
Tarique
I wanted to personally thank Leo Shakespeare, and Paula Milner. And the UK Moneyman team for outstanding customer service in securing my new mortgage. Your outstanding expertise, patience, and clear communication has made this whole process much...
7 months ago
Georgia
Daniel was so helpful throughout our remortgage process. We used Liverpool Money Man when taking out the original mortgage and we didn’t regret it at all, so helpful and made us feel so reassured at each stage. Thank you again!
8 months ago
Shauna
Matt and Debbie at Liverpool Money Man were so helpful throughout the process of securing me my mortgage offer. From start to finish, they were friendly & explained every step of the process. They were also easily contactable and responded to any...
10 months ago
Rajeetha
Very good service
11 months ago
Rajeetha
I am with Liverpoolmoneyman from 2020. Always reminding me the end of terms make good offer from mortgage providerS.
11 months ago
Katie
Very happy with the service provided. Both Dan and Jonathan were very informative and supportive throughout the process, and I especially thank them both for their patience in answering all of my questions and clarifying everything for me. I will...
1 year ago
Anonymous
Very patient crew although we showered them with a lot of questions and frequently asked for updates
1 year ago
Every customer can benefit from a free initial mortgage appointment in Runcorn.
Simply select a date and time online or give us a call and we can book you in over phone.
Our dedicated mortgage advisors in Runcorn will carry out a review of your earnings and outgoings during a free initial mortgage consultation.
With this analysis, we can establish the maximum amount you can borrow as a first time buyer in Runcorn.
After your offer on a property has been accepted, your mortgage advisor in Runcorn will handle the submission of your mortgage application and arrange for any extra paperwork asked for by the lender.
Throughout this mortgage process, your assigned case manager will be providing consistent updates, guaranteeing your awareness of each progress.
We want to make sure that you are financially protected when taking out a first time buyer mortgage in Runcorn.
This is why we will run through your insurance options with you, to make sure that you and your family are safeguarded in the future.
You can book your free initial mortgage appointment online by selecting a date and time that suits your working and personal routine.
As a first time buyer in Runcorn, we know that the process can be stressful, let us help you through your journey!
Our mortgage advisors will try and find you a first time buyer mortgage in Runcorn that matches your personal and financial situation.
Our advisors are equipped to search through 1000’s of mortgage deals in an attempt to secure the offer that aligns precisely with your situation.
Our team have over 20 years of experience in providing mortgage advice in Runcorn, dealing with a variety of mortgage situations.
We have come across almost every mortgage situation, it is more than likely that we have helped someone in a similar situation to yours before.
We are available 7 days a week! Get in touch with our first time buyer mortgage advisors in Runcorn at a time that suits you.
Book an appointment during the morning, afternoon or later in the evening – whatever works for you!
As your mortgage broker in Runcorn, our initial task is to conduct a Fact Find on you. This process provides us with a comprehensive view of your personal and financial circumstances, enabling us to suggest the most appropriate mortgage for your needs.
If you are happy with our recommendation we can begin preparing your mortgage application. After you have submitted all the necessary supporting documents and the property has been valued, a formal mortgage offer can be issued.
Your free initial mortgage appointment should take roughly 30 minutes. Following the collection of your information, a mortgage advisor in Runcorn will then search through 1000’s of mortgage offers to pinpoint the ideal deal for you.
After we propose a product we believe is most suitable for you, if you are happy to continue with us and the deal, we can begin preparing your mortgage application.
We always suggest that you secure an agreement in principle prior to beginning your property search in Runcorn, as it could potentially give you an edge over other purchasers who don’t possess one.
Lenders appreciate buyers who have done their groundwork before making an offer on a property!
We can arrange your mortgage agreement in principle within 24-hours of your appointment. If you are looking for your AIP, you know who to contact…
An agreement in principle usually stays valid for around 30 to 90 days, although this may vary according to your lender.
If your agreement in principle expires, it can always be renewed. A mortgage broker in Runcorn such as ourselves, can generally secure one for you within 24 hours of applying.
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Liverpoolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Liverpoolmoneyman 2025.
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Liverpoolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Liverpoolmoneyman 2025.
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