It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Purchasing your first property in Runcorn can be a daunting process, that’s why we’re here to help! Throughout your mortgage journey, you’ll work with a mortgage advisor in Runcorn to help you secure a first time buyer mortgage and keys to your dream house.
Don’t hesitate to get in touch and start your first time buyer journey in Runcorn today!
In our 20 years of experience, our team have had the pleasure of being able to help many first time buyers in Runcorn get the keys to their first homes.
Getting mortgage advice in Runcorn has never been easier! Our team are available 7 days a week to provide you with the help you need in Runcorn. We eagerly anticipate aiding you on your journey to owning a home!
The minimum deposit that you need for a mortgage will be approximately 5-10%; this will vary depending on how well your credit score is. As an experienced mortgage broker in Runcorn, we usually find that most first time buyers have good credit, however, this is not always the case.
Nevertheless, we will search 1000’s of deals to find you a suitable first time buyer mortgage in Runcorn to match your circumstances.
There are alternative ways to get onto the property ladder that can be beneficial for those finding it hard to come up with a deposit. Here are few schemes you could benefit from as a first time buyer in Runcorn:
To see if you meet any of the scheme’s criteria, we recommend you browse the government’s OwnYourHome website for more detailed information about these schemes. Alternatively, you can get in touch with our mortgage advisors in Runcorn who can guide you through each one.
Your first time buyer mortgage in Runcorn will come with several costs that you should be prepared for.
An agreement in principle is a valuable document to have when applying for a mortgage. You will need one to make an offer on a property in Runcorn.
An agreement in principle, also known as a decision in principle, is a statement from a lender indicating how much they are willing to lend you based on an initial assessment of your financial situation.
Having an AIP demonstrates to sellers and estate agents that you are a serious buyer and financially capable of purchasing a property.
If you are looking for an agreement in principle in Runcorn, get in touch with our team and we can sort one for you within 24-hours of your appointment.
If your AIP expires, just get back in touch and we can renew it for you straight away.
There are all kinds of first time buyer mortgages in Runcorn available on the market, and some will be better suited to you than others.
We often find that most first time buyers in Runcorn opt for a fixed-rate mortgage, tracker mortgage or discounted variable rate mortgage.
If you are struggling to save for a mortgage, perhaps researching the government mortgage schemes could help.
Our Customers Love Us
4.98 Rating244 Reviews
Marie
From start to completion a most positive experience. The initial advice from Dan and his courteous manner and patience throughout our dealings was exceptional. We were kept informed at every stage of proceedings by himself and Jonathan which...
6 days ago
Jake
Very impressed with the service from Jason! Always there to answer any questions and went above and beyond what we expected! Broke down all the details and technical information to a very easy to understand level, and made the process very simple....
1 month ago
Rebecca
Would highly recommend and would definitely use again! Chris was so helpful with all of our (many questions) and made us feel at ease through the whole process!
1 month ago
Zac
Matt and the team were super attentive throughout, guided me and provided great advice. Very easy to converse with and always ready to help
1 month ago
Paula
Daniel was very helpful. Explained things clearly and new mortgage sorted quickly.
2 months ago
Emma
Amazing. Was really nervous as a FTB but Wayne and Stacey were great and made the whole process really easy. Absolutely recommend.
3 months ago
Nerys
Highly recommend Liverpoolmoneyman , made the mortgage application a smooth process from beginning through to completion. Answered queries, phone calls and emails , and explained every step of the process. A special thank you to Dan who supported...
3 months ago
Nerys
Brilliant experience , highly recommend Liverpoolmoneyman if you are looking to remortgage or seeking advice with no applied pressure.A special thank you to Dan and Jonathan for making our mortgage application go through with ease , they supported...
3 months ago
Clare
Matt our Mortgage Advisor has been super helpful! Me and my partner are First Time Buyers and the help and support Matt and his Team have given us has been fantastic. They are also super responsive! Not only have we secured a mortgage...
4 months ago
Meg
Charlie and the team were fantastic at organising our mortgage, and so quick! He was on hand over WhatsApp to answer any questions we had and kept us updated all the way. Would highly recommend.
4 months ago
Rebekah
Everyone has been super helpful. Matt has been amazing with everything and has really helped us with everything we have needed.
4 months ago
Marc
Jason and the team have been so helpful through the process, answered all questions I had and kept me informed through the whole process. Highly recommend you won’t be disappointed.
4 months ago
Anonymous
When dealing with Liverpool Moneyman their agent Jonathan has been most helpful, polite and a pleasure to deal with.I would recommend them for any mortgage related transactions.
4 months ago
Dominic
Excellent service and communication throughout the whole processes
5 months ago
Vivienne
Absolutely excellent! Matt Collinson and Lizzi Roscoe were great! They helped us secure a mortgage in just a few days and were very supportive throughout the process! Can't recommend them enough
5 months ago
Benjamin
10/10 service. The team at moneyman, specifically Charlie and Stacey, provided great support and communication throughout the whole process. The team constantly kept in touch and were patient with my questions and circumstances. Also, the team...
6 months ago
Anonymous
really helpful team
7 months ago
Daniel
First Time Buyers - We had Charlie helping us through the process, He made us feel at ease from the very first conversation. He basically held our hand all the way through until we got offered a mortgage! Couldn’t recommend Charlie & This Mortgage...
8 months ago
Mark
Matt, Stacey and the team have been excellent with all their assistance and advice in getting our mortgage sorted. I could not recommend them enough. A 5-star service.
8 months ago
Amanda
Approaching Moneyman was the best thing we did! We had a poor experience with our first advisor as she clearly didn't understand the nature of self-employed income. Following this, we looked for an advisor specifically with knowledge of assisting...
8 months ago
Every customer can benefit from a free mortgage appointment in Runcorn.
Simply select a date and time online or give us a call and we can book you in over phone.
Our dedicated mortgage advisors in Runcorn will carry out a review of your earnings and outgoings during a free initial mortgage consultation.
With this analysis, we can establish the maximum amount you can borrow as a first time buyer in Runcorn.
After your offer on a property has been accepted, your mortgage advisor in Runcorn will handle the submission of your mortgage application and arrange for any extra paperwork asked for by the lender.
Throughout this mortgage process, your assigned case manager will be providing consistent updates, guaranteeing your awareness of each progress.
We want to make sure that you are financially protected when taking out a first time buyer mortgage in Runcorn.
This is why we will run through your insurance options with you, to make sure that you and your family are safeguarded in the future.
You can book your free mortgage appointment online by selecting a date and time that best suits your working and personal routine.
As a first time buyer in Runcorn, we know that the process can be stressful, let us help you through your journey!
Our mortgage advisors will try and find you a first time buyer mortgage in Runcorn that matches your personal and financial situation.
Our advisors are equipped to search through 1000’s of mortgage deals in an attempt to secure the offer that aligns precisely with your situation.
Our team have over 20 years of experience in providing mortgage advice in Runcorn, dealing with a variety of mortgage situations.
We have come across almost every mortgage situation, it is more than likely that we have helped someone in a similar situation to yours before.
We are available 7 days a week! Get in touch with our first time buyer mortgage advisors in Runcorn at a time that best suits you.
Book an appointment during the morning, afternoon or later in the evening – whatever works for you!
As your mortgage broker in Runcorn, our initial task is to conduct a Fact Find on you. This process provides us with a comprehensive view of your personal and financial circumstances, enabling us to suggest the most appropriate mortgage for your needs.
If you are happy with our recommendation we can begin preparing your mortgage application. After you have submitted all the necessary supporting documents and the property has been valued, a formal mortgage offer can be issued.
Your free mortgage appointment should take roughly 30 minutes. Following the collection of your information, a mortgage advisor in Runcorn will then search through 1000’s of mortgage offers to pinpoint the ideal deal for you.
After we propose a product we believe is best suited for you, if you are happy to continue with us and the deal, we can begin preparing your mortgage application.
We always suggest that you secure an agreement in principle prior to beginning your property search in Runcorn, as it could potentially give you an edge over other purchasers who don’t possess one.
Lenders appreciate buyers who have done their groundwork before making an offer on a property!
We can arrange your mortgage agreement in principle within 24-hours of your appointment. If you are looking for your AIP, you know who to contact…
An agreement in principle usually stays valid for around 30 to 90 days, although this may vary according to your lender.
If your agreement in principle expires, it can always be renewed. A mortgage broker in Runcorn such as ourselves, can generally secure one for you within 24 hours of applying.
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Liverpoolmoneyman.com & Liverpoolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Liverpoolmoneyman.com & Liverpoolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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