Mortgage Broker in Blackpool
Mortgage Advice in Blackpool
Book Your Free Mortgage Appointment Online
Read our 213 Reviews
Meet Malcolm, managing director of and one of our mortgage advisors in Blackpool, who has earned himself a strong reputation where customers can benefit from getting in touch with an expert mortgage broker in Blackpool.
To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0151 438 2295.
Enquire OnlineTo speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0151 438 2295.
Meet Malcolm, managing director of and one of our mortgage advisors in Blackpool, who has earned himself a strong reputation where customers can benefit from getting in touch with an expert mortgage broker in Blackpool.
Enquire Online4.98 Rating213 Reviews
Sarah
Highly Recommend! Such a good service Jason and Jo made the whole process stress free from start to end.
4 weeks ago
Dylan
Great to work with, fast and reliable and very good communication
4 weeks ago
Paula
Brilliant service they get back to you when they say they will. So Patient and helpful.Special thanks to Jo
4 weeks ago
Stephen
10/10 above and beyond from Dan and Louise couldn’t recommend these guys enough top class service
1 month ago
Daniel
We're really happy to have chosen UKMoneyMan to be our mortgage advisor. As first-time buyers, we were originally daunted by the process, but Malcolm, Charlie, Jo and the team stepped in to make the process a lot easier to understand! We really...
1 month ago
Stacey
Great help in the process in securing my offer and would recommend to a friend Helpful with communication
1 month ago
Ronald
The Representative new his business and guided us through to completion without any major hurdles to climb
1 month ago
Julia
I cannot thank chris enough for all the hard work and support he has provided me right from my first contact, to finding me a mortgage and going through the survey with me and all the other help he has provided. Chris has gone above and beyond with...
2 months ago
Hannah
Fantastic, personalised service from beginning to end. Leo and Lyndsey were great at communicating when any issues arose, and keeping me informed of any updates.
2 months ago
Ellen
Matt and Jennifer have been wonderful. They have made a very intimidating process easy to understand and have guided me through the process every step of the way. Matt's experience will help you to secure the best mortgage whatever your situation,...
2 months ago
Michael
I have been with liverpoolmoneyman for 5 years now. Great service and advice as always. They help you every step of the way, I highly recommend them.
2 months ago
Abbie
The service was very quick and efficient and we managed to secure a great deal against a tight deadline.
2 months ago
Georgia
Leo and meghan were both very helpful and never made it feel like we was bothering then. No question was deemed a stupid question.
3 months ago
Sophie
Brilliant service, did everything we needed for our remortgage, made the process as simple as possible.
3 months ago
Mark
My experience was amazing so smooth, everyone was brilliant from the start and tom who I dealt with was second to none 👌🏻. Thank you all and I will definitely be recommending to friends
3 months ago
Noel
Very impressed they sorted everything out from start to finish thank you.
3 months ago
Allan
Used this company to help with a remortgage Extremely efficient and got me a great deal within a few days Always kept me upto date with what was happening and very professionall and helpful Highly recommended
4 months ago
Michael
Best decision going to Liverpool money man. Our advisor Matt Collinson has been incredible with his help, explaining everything clearly and making sure we understand everything. His team have also been wonderful, particularly Wendy Olsen who has...
4 months ago
Gaynor
Helpful friendly advice from everyone involved
4 months ago
John
We would recommend Liverpoolmoneyman to anyone !! Very good, very helpful, very friendly, very nice, clear information given with full explanations !!
4 months ago
- Mortgage Advice
- Why Us?
Mortgage Broker in Blackpool | Mortgage Advice in Blackpool
Welcome to your online hub for expert mortgage advice in Blackpool. During our extensive years as a mortgage broker in Blackpool, our caring and supportive team have had the pleasure of assisting home buyers and home movers along their mortgage journey. With more than 20 years in the mortgage world, our team aims to save you time and money and provide you with the service you need by trying to find you the most suitable mortgage product to match your financial circumstances.
Whether it is your first mortgage experience or something you are familiar with, it is common for you to feel many emotions from nerves to excitement because of some aspects that come with making a financial commitment. We have experienced this with many customers. As an open and honest mortgage broker in Blackpool, we aim to provide a service in the hope of removing as much stress as possible from the process and helping you overcome all the obstacles you may face. With a mixture of experience and knowledge of the mortgage industry, you can rest assured that you will be in safe hands on your mortgage journey.
Our experience has allowed us to work with hundreds of customers in different cases, including those in complex situations. Therefore, feel free to contact us even if you think we cannot help because there is a high chance that we have encountered your situation before or something similar. Not only can we provide you with the best guidance and knowledge to help you overcome unexpected obstacles that may occur in your mortgage application but provide you with a supportive hand throughout your mortgage journey. Book your free mortgage appointment today to discuss your mortgage goals with one of our mortgage advisors in Blackpool.
Your Mortgage Options in Blackpool
First Time Buyer Mortgage in Blackpool
From the first point of contact to getting the keys, we have a friendly team that will guide you throughout the journey and regularly update you on the status of your application to ensure that they minimise technical jargon. If you find the process a bit daunting then speaking to a first time buyer mortgage advisor in Blackpool has never been easier; simply book online for your free mortgage appointment or contact us today.
The process will begin with a team member asking you a few questions to create a clearer picture of your financial situation. They will then undertake your affordability assessment. From there, your designated mortgage advisor in Blackpool will search through 1000’s mortgage deals to find the most suitable one appropriate for your situation. They will also obtain an Agreement in Principle for you which is normally done within 24 hours of your initial appointment.
Moving Home in Blackpool
If you are Moving Home and searching for a mortgage in Blackpool, you may be more confident in the process as you have experienced it before. However, one of the factors in the process that can be a challenge is the need to find and buy a new property whilst selling your current property at the same time. The good news is that our team can help manage the mortgage side of things.
There are many reasons why someone would look to move home, the most popular being to live in a larger property. If this is a circumstance you are in, check your affordability before taking viewing and making offers. We can assist you with working up a budget so that you know what types of properties you can afford in Blackpool.
Buy to Let Mortgages in Blackpool
Over the years, we have built close and long-lasting relationships with lots of new and existing buy to let landlords. We offer a range of different mortgage options, including HMO, holiday let, let to buy and more! If you are looking for a buy to let mortgage, our mortgage advisors in Blackpool can help check your affordability and explore your buy to let options.
Remortgaging in Blackpool
When you come to the end of your fixed mortgage term, this is the time to start looking at remortgage. This is where you will switch to another mortgage deal to not fall on your lender’s standard variable rate of interest. We can help you find competitive rates and products on the market. Along with finding a better deal, many look to remortgage for purposes like home improvements, to release equity or consolidating debt into their mortgage.
In the event of securing any debts against your home, you need to seek professional mortgage advice in Blackpool.
Self Employed Mortgages in Blackpool
For Self Employed applicants, the process is similar to the traditional mortgage route, with the one major difference being evidencing your income. This requires you to provide further documentation that your mortgage advisor in Blackpool will instruct you to show. Like many other types of mortgages, you still need to undergo an affordability assessment to see which offers are available to you.
Mortgage Advice in Blackpool
One significant factor that makes us stand out from a bank or building society is the strong access we have to a panel of lenders that offers products beyond the in-house products a bank or building society would offer. Moreover, a mortgage broker in Blackpool, like ourselves, will be responsive meaning you will not wait as long for an answer. We are available every day of the week, so book online or call us!
We pride ourselves on offering a service that aims to make someone as stress-free and simple as possible. We also go the extra mile for every person who comes into contact with us. This is further reflected in our customers’ reviews.
Our Simple 4-Step Process
Select your preferred date and time and follow the online book process.
We can put you in contact with an expert mortgage advisor in Blackpool who will get to know your situation in more detail and assess your affordability. Along with this, they will sort you an Agreement in Principle, which is normally provided within 24 hours of your free mortgage appointment.
This will allow your mortgage advisor in Blackpool to find you a suitable mortgage product. Once you are happy with the deal, we can resume the mortgage application. When that is good, it is time to submit your mortgage application to the lender.
Have you been turned down by your bank?
If you have been turned down by your bank and are looking for the help of a mortgage broker in Blackpool, we are happy to help! It’s best not to apply to different banks as you will be at risk of negatively affecting your credit score, especially if you keep getting declined.
Sometimes, the reasoning behind the bank declining your application may be poor credit, a fault in your application, affordability or something else. We recommend that you work hard to improve these issues to avoid future credit applications.
Sometimes, a mortgage is not the best option for people at that time, but we still strive to find a product that is best for your personal and financial needs. As a mortgage broker in Liverpool, our team always provide a fast and friendly service to every customer. Moreover, we believe in transparency, so we will tell you if we cannot find a suitable deal for you and cannot get a mortgage, but find a way to help improve your chances next time. In this case, we will ensure that you are ready to provide useful information on how to improve your application.
We search 1000's of mortgage deals across a large number of lenders, including:
Bank vs Broker
The main difference between a bank and a mortgage broker is that a bank can only offer you their own in-house mortgage deals whereas a mortgage broker in Blackpool like us, can access products from our panel of over 30 lenders. We'll only try and find you a deal that is perfect for your personal and financial mortgage situation.
Follow us on Social Media
We are always active on social media, often posting recent guides, market updates, excellent customer reviews and mortgage videos. You should take a look and find out for yourself!
Free Mortgage Appointment
Once you get in touch with our mortgage brokers in Blackpool, we will get you booked in for a free mortgage appointment. This will last around 30-minutes, during this time, your mortgage advisor in Blackpool will get to learn a little more about your mortgage needs and situation.
Common mortgage questions
Securing a mortgage in Blackpool may still be possible even if you have bad credit. Some mortgage lenders cater to buyers with poor credit and offer specialised products. However, it’s important to note that a larger deposit, typically around 10%-15%, may be required.
If you’re seeking mortgage advice in Blackpool and want to improve your credit score, our mortgage advisors are here to assist you. We can provide guidance on the steps you can take to enhance your creditworthiness and increase your chances of getting approved for a mortgage.
To purchase a property in Blackpool with a mortgage, most lenders require a minimum deposit of 5% based on the property’s value. However, in some cases, you may be asked to provide a larger deposit, usually between 10%-15%, depending on your credit score.
Bad credit history such as missed payments or outstanding unsecured debt may affect your eligibility for a mortgage. Lenders want to ensure that applicants can repay the loan, and asking for a higher deposit may be a way for them to assess your reliability as a borrower.
When you book a free mortgage appointment with us, you can expect it to last approximately 30-60 minutes. During this time, you will have the opportunity to discuss your mortgage requirements with one of our experienced mortgage advisors in Blackpool.
Your mortgage advisor in Blackpool will ask you some questions to gain a better understanding of your mortgage situation and objectives. They will also inquire about your personal and financial circumstances to determine which mortgage products may be suitable for you.
After your free mortgage appointment, your advisor will use their expertise to identify the ideal mortgage product for your individual needs. Providing you with a customised deal that meets your unique requirements is our specialty.
An agreement in principle, or AIP, is a document issued by a lender indicating their willingness to lend to you based on the evidence of your income and affordability for a mortgage in Blackpool.
An AIP plays a vital role in the mortgage process. It enables you to make an offer on a property and can assist you in negotiating prices with the seller. For instance, if two potential buyers approach a seller, one with an AIP and the other without, the seller is likely to prefer the buyer with the AIP. This is because they have already been approved in principle and can move more quickly through the mortgage process.
AIPs have a validity period of 30-90 days and can be renewed once they expire. To obtain an agreement in principle, you may seek the guidance of a mortgage advisor in Blackpool. Our team of mortgage advisors are readily available to assist you.
At our mortgage brokerage in Blackpool, we’re dedicated to assisting you throughout the entire mortgage process. Our goal is to find the most suitable mortgage product that aligns with your unique financial and personal circumstances, assist with preparing your mortgage application, alleviate any stress associated with the process, and ultimately help you acquire the keys to your dream home.
We have extensive expertise in the mortgage industry, and we have assisted buyers with varying requirements. Our specialisations range from buy to let and self employed mortgages to equity release and mortgage insurance and protection.
Obtaining mortgage advice in Blackpool has never been more accessible. You can book a free mortgage appointment or schedule a callback with one of our mortgage advisors in Blackpool online.
As a mortgage broker in Blackpool, we have assisted numerous applicants in obtaining a second mortgage, and in some cases, even more than two mortgages. There are several reasons why someone may require multiple mortgages, such as purchasing a property to let, letting a property to buy, holiday letting, and accommodating family members, among other reasons.
However, it’s important to note that most lenders usually require a significant deposit and a good credit score to be eligible for another mortgage. Additionally, it’s crucial to ensure that you can afford the monthly mortgage payments. If you’re considering obtaining a let to buy or buy to let mortgage in Blackpool, your tenant should cover the mortgage costs.
We strongly advise seeking assistance from an expert to determine your eligibility for a second mortgage in Blackpool. Our team has over 20 years of experience in the mortgage industry and would be delighted to provide guidance and support.
Handy quick links
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