Mortgage Broker in Bootle
Mortgage Advice in Bootle

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To speak with a member of our team, schedule a free call with one of our mortgage advisors in Bootle today! We have helped many home owner and buyers achieve their mortgage goals.

Call 0151 438 2295 for your FREE mortgage consultation in Chester.

Enquire Online

Call 0151 438 2295 for your FREE mortgage consultation in Chester.

Malcoms Image

To speak with a member of our team, schedule a free call with one of our mortgage advisors in Bootle today! We have helped many home owner and buyers achieve their mortgage goals.

Enquire Online

Mortgage advice
your way

First Time Buyer


Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy


Reviews Stars4.98 Rating213 Reviews

Mortgage Broker in Bootle

Through our 20+ years of experience as a mortgage broker in Bootle, we have provided hundreds of home owners and home buyers with expert mortgage advice in Bootle. The mortgage process can be a daunting, which is why our team are here to guide you throughout the entire process.


We offer all new and existing customers a free mortgage appointment where you can select a time and date that suits you. We understand that everyone’s lifestyle is different which is why we provide a flexible service. We have availability 7 days a week from early in the morning until late at night so you can speak to an expert at a time that suits you.


Within your free appointment, you can speak to one of our expert mortgage advisors in Bootle who will get to know your situation and find you a suitable mortgage product that is fitting for your situation.

Finding You a Mortgage in Bootle

Within your free mortgage appointment, your dedicated mortgage advisor in Bootle will ask you a series of questions to build up an idea of your financial background looking at aspects like your income, average monthly expenditures and credit score.


Next, they will carry out an affordability assessment to see what deals may be available to you. Your mortgage advisor in Bootle will come away having a better understanding of your financial situation and will search through 1000’s of deals to find the most suitable one for your financial situation.


When your mortgage deal is coming to its end, our team will be here to help you explore your remortgage options. We offer a free remortgage review to all who gets in touch.

Discuss Your Mortgage Options in Bootle

First Time Buyer Mortgage Advice in Bootle

First time buyers in Bootle stepping into the mortgage world for the first time might find the experience a little bit daunting. Utilising the service of a mortgage broker in Bootle, we will work hard to make the process stress-free, and keep all jargon to a minimum.


We are able to work out the maximum amount you can borrow for a mortgage. We tend to find, the majority of first time buyers in Bootle are required to put down a minimum of a 5 % deposit for their first mortgage but, in some cases like having bad credit, you may be asked to put down a higher deposit.


As soon as we have worked out the amount you can borrow and have spoken to you during your free appointment, it’s then time to find you the most appropriate mortgage for you in Bootle.

Remortgage Advice in Bootle

If you are coming to the end of your mortgage term, we recommend that you start exploring your remortgage options. By remortgaging in Bootle you will lower the risk of falling onto your standard variable rate of interest which might lead to higher repayments.


A member of our team will contact you around 6 months before your fixed rate is due to end. By doing this, you are giving yourself enough time for our team to find you a suitable product.


Take advantage of our free remortgage review with a remortgage advisor in Bootle by booking yourself in on our website or contacting our team. Your dedicated remortgage advisor can help you explore your options in the hopes that you save money via a remortgage.


As a mortgage broker in Bootle, our team can help you investigate your remortgage options like home improvements, releasing equity or debt consolidation.

Moving Home Advice in Bootle

If you are looking at moving home in Bootle, and are not able to port your mortgage to your new property, you will need to take out a mortgage on your new home. The process will also involve you needing to sell your current home while property hunting, which can make the situation stressful.


Our goal as your mortgage broker in Bootle is to look after the mortgage side of the process while you focus on the move itself, taking that stress away.


Your allocated mortgage advisor in Bootle will take you through all the costs of moving home with you as well as ensure you cover all the costs that’s involved with getting a new mortgage.

Buy to Let Mortgage Advice in Bootle

We have built a strong reputation with new or existing landlord finding a suitable buy to let mortgage in Bootle. Many have returned numerous times when it comes to future investments and remortgaging their existing properties.


As well as this, we specialise in HMOs, interest-only mortgages and buy to let remortgage. Book your free buy to let mortgage appointment in Bootle today.

Mortgages for Over 50’s in Bootle

As an individual who is over the age of 50, there are still lots of options available to you. Our later life lending mortgage advisors in Bootle are here to help you and kickstart your process.

Open & Honest Mortgage Advice in Bootle

As a mortgage broker in Bootle, it’s not just about finding you the perfect mortgage, it’s all about the customer journey. Firstly, we will ensure that you are on a suitable basis to obtain a mortgage by asking you a couple of questions. Then, we will search 1000s of deals to find the one that will line up with your mortgage goals.


If you are looking to get mortgage advice in Bootle, simply get in touch with a member of our team by giving us a call or booking yourself a free mortgage appointment online.


For any additional information regarding any of the mortgages we offer, just navigate through our website, where you can find tools and resources to help with this including topics like improving your credit score and what lenders look for on your bank statements.

Our Mortgage Process in Bootle

To start your mortgage process, reach out to us either online or by giving us a call. You will be offered a free mortgage appointment online which you can book online or via the telephone.


Our team will ask you questions about your situation to build up your financial background as well as assess your affordability.


Furthermore, they will arrange your Agreement in Principle which is normally sorted within 24 hours of your free mortgage appointment.


Your advisor will look through our large panel of lenders to find the most appropriate mortgage for you. We will resume the mortgage application when you are happy with our recommendation.


When your mortgage application is good to go, we will put forward your mortgage application to the lender.


As a mortgage broker in Liverpool, we are here to support you throughout the mortgage process. Our goal is to help you find the perfect mortgage for your dream home. Our mortgage advisors in Liverpool are here throughout the week from early until late and are ready to help with your mortgage process.

We search 1000's of mortgage deals across a large number of lenders, including:

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Get mortgage ready in Bootle

You may be asked by your mortgage advisor in Bootle to provide some evidential documents to support your income before you attend your free mortgage appointment. These type of documents include bank statements, payslips, proof of address, proof of deposit and your latest P60.

Follow us on social media!

Our social media channels not only strongly reflect who we are as a company but provide insightful and educational mortgage content. We believe in providing free financial and answer any of your mortgage questions and speak about the latest mortgage news.

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Get an AIP within 24 hours

As an expert mortgage broker in Bootle, our team can generally arrange an agreement in principle withi 24 hours of your free mortgage appointment. An agreement in principle is a helpful tool when it comes to many an offer on any properties and negotiating an asking price.

Common mortgage questions

When applying for a mortgage in Bootle, it’s crucial to be aware that most lenders require a minimum deposit of 5% of the property’s value.

However, depending on your credit rating, you may be required to provide a larger deposit, ranging from 10% to 15% or more. If you want to determine the amount you can borrow for a mortgage in Bootle, don’t hesitate to get in touch with our team.

As a mortgage broker in Bootle, our aim is to offer comprehensive support and guidance throughout the entire mortgage process. Our services extend beyond just finding a suitable mortgage deal for you; we strive to identify a product that perfectly fits your individual financial and personal circumstances.

In addition, we help you prepare your mortgage application to make a favorable impression on your lender. We ensure that all the required documentation is in order to verify your income and affordability, which can increase the likelihood of approval by the mortgage lender.

When you speak with one of our mortgage advisors in Bootle, you should expect to spend around 30-60 minutes discussing your mortgage requirements.

During your free consultation, your designated mortgage advisor in Bootle will inquire about your financial and personal circumstances to gain a comprehensive understanding of your mortgage goals. This enables us to identify the most suitable mortgage options that align with your specific needs.

Following the consultation, your mortgage advisor in Bootle will analyse your information and conduct a thorough search to find the perfect mortgage product that meets your unique requirements.

As a mortgage broker in Bootle, we have a proven track record of helping clients secure second or multiple mortgages for different purposes, such as buy to lets, let to buys, holiday lets, and more.

Typically, obtaining an additional mortgage requires a sizable deposit, a good credit score, and the financial capability to manage two significant mortgage payments each month. However, for buy to let or let to buy mortgages in Bootle, having a tenant can cover the second payment.

We strongly suggest that you consult with a mortgage advisor in Bootle to assess your eligibility before applying for another mortgage.

Securing a mortgage can be difficult if you have a poor credit score, but there are lenders who cater specifically to such buyers. These mortgage products may have different terms and conditions, and typically require a higher deposit, usually between 10% and 15% of the property value, than standard mortgages.

If you’re facing challenges in obtaining a mortgage in Bootle due to bad credit, our team is here to assist you and offer the necessary support.

When you apply for a mortgage, the lender evaluates your income and affordability to determine whether they can lend to you. If you meet their requirements, they provide you with a crucial document called an agreement in principle (AIP).

This document is vital in the mortgage process as it enables you to make an offer on a property and even negotiate prices with the seller. Having an AIP makes you a more attractive buyer to the seller as you have already been pre-approved and can proceed with the mortgage process swiftly.

Typically, an AIP remains valid for a period of 30-90 days, but you can renew it if it expires. If you need an AIP, you can consult a mortgage broker in Bootle who can arrange one for you within 24 hours of your mortgage appointment. & Liverpoolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR

© 2023 Liverpoolmoneyman

Liverpoolmoneyman, Rodney Chambers, 40 Rodney Street, Liverpool, L1 9AA.

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