Mortgage Broker in Bootle
Mortgage Advice in Bootle
Book Your Free Mortgage Appointment Online
Read our 213 Reviews
To speak with a member of our team, schedule a free call with one of our mortgage advisors in Bootle today! We have helped many home owner and buyers achieve their mortgage goals.
Call 0151 438 2295 for your FREE mortgage consultation in Chester.
Enquire OnlineCall 0151 438 2295 for your FREE mortgage consultation in Chester.
To speak with a member of our team, schedule a free call with one of our mortgage advisors in Bootle today! We have helped many home owner and buyers achieve their mortgage goals.
Enquire Online4.98 Rating213 Reviews
Sarah
Highly Recommend! Such a good service Jason and Jo made the whole process stress free from start to end.
4 weeks ago
Dylan
Great to work with, fast and reliable and very good communication
4 weeks ago
Paula
Brilliant service they get back to you when they say they will. So Patient and helpful.Special thanks to Jo
4 weeks ago
Stephen
10/10 above and beyond from Dan and Louise couldn’t recommend these guys enough top class service
1 month ago
Daniel
We're really happy to have chosen UKMoneyMan to be our mortgage advisor. As first-time buyers, we were originally daunted by the process, but Malcolm, Charlie, Jo and the team stepped in to make the process a lot easier to understand! We really...
1 month ago
Stacey
Great help in the process in securing my offer and would recommend to a friend Helpful with communication
1 month ago
Ronald
The Representative new his business and guided us through to completion without any major hurdles to climb
1 month ago
Julia
I cannot thank chris enough for all the hard work and support he has provided me right from my first contact, to finding me a mortgage and going through the survey with me and all the other help he has provided. Chris has gone above and beyond with...
2 months ago
Hannah
Fantastic, personalised service from beginning to end. Leo and Lyndsey were great at communicating when any issues arose, and keeping me informed of any updates.
2 months ago
Ellen
Matt and Jennifer have been wonderful. They have made a very intimidating process easy to understand and have guided me through the process every step of the way. Matt's experience will help you to secure the best mortgage whatever your situation,...
2 months ago
Michael
I have been with liverpoolmoneyman for 5 years now. Great service and advice as always. They help you every step of the way, I highly recommend them.
2 months ago
Abbie
The service was very quick and efficient and we managed to secure a great deal against a tight deadline.
2 months ago
Georgia
Leo and meghan were both very helpful and never made it feel like we was bothering then. No question was deemed a stupid question.
3 months ago
Sophie
Brilliant service, did everything we needed for our remortgage, made the process as simple as possible.
3 months ago
Mark
My experience was amazing so smooth, everyone was brilliant from the start and tom who I dealt with was second to none 👌🏻. Thank you all and I will definitely be recommending to friends
3 months ago
Noel
Very impressed they sorted everything out from start to finish thank you.
3 months ago
Allan
Used this company to help with a remortgage Extremely efficient and got me a great deal within a few days Always kept me upto date with what was happening and very professionall and helpful Highly recommended
4 months ago
Michael
Best decision going to Liverpool money man. Our advisor Matt Collinson has been incredible with his help, explaining everything clearly and making sure we understand everything. His team have also been wonderful, particularly Wendy Olsen who has...
4 months ago
Gaynor
Helpful friendly advice from everyone involved
4 months ago
John
We would recommend Liverpoolmoneyman to anyone !! Very good, very helpful, very friendly, very nice, clear information given with full explanations !!
4 months ago
- Mortgage Advice
- Why Us?
Mortgage Broker in Bootle
Through our 20+ years of experience as a mortgage broker in Bootle, we have provided hundreds of home owners and home buyers with expert mortgage advice in Bootle. The mortgage process can be a daunting, which is why our team are here to guide you throughout the entire process.
We offer all new and existing customers a free mortgage appointment where you can select a time and date that suits you. We understand that everyone’s lifestyle is different which is why we provide a flexible service. We have availability 7 days a week from early in the morning until late at night so you can speak to an expert at a time that suits you.
Within your free appointment, you can speak to one of our expert mortgage advisors in Bootle who will get to know your situation and find you a suitable mortgage product that is fitting for your situation.
Finding You a Mortgage in Bootle
Within your free mortgage appointment, your dedicated mortgage advisor in Bootle will ask you a series of questions to build up an idea of your financial background looking at aspects like your income, average monthly expenditures and credit score.
Next, they will carry out an affordability assessment to see what deals may be available to you. Your mortgage advisor in Bootle will come away having a better understanding of your financial situation and will search through 1000’s of deals to find the most suitable one for your financial situation.
When your mortgage deal is coming to its end, our team will be here to help you explore your remortgage options. We offer a free remortgage review to all who gets in touch.
Discuss Your Mortgage Options in Bootle
First Time Buyer Mortgage Advice in Bootle
First time buyers in Bootle stepping into the mortgage world for the first time might find the experience a little bit daunting. Utilising the service of a mortgage broker in Bootle, we will work hard to make the process stress-free, and keep all jargon to a minimum.
We are able to work out the maximum amount you can borrow for a mortgage. We tend to find, the majority of first time buyers in Bootle are required to put down a minimum of a 5 % deposit for their first mortgage but, in some cases like having bad credit, you may be asked to put down a higher deposit.
As soon as we have worked out the amount you can borrow and have spoken to you during your free appointment, it’s then time to find you the most appropriate mortgage for you in Bootle.
Remortgage Advice in Bootle
If you are coming to the end of your mortgage term, we recommend that you start exploring your remortgage options. By remortgaging in Bootle you will lower the risk of falling onto your standard variable rate of interest which might lead to higher repayments.
A member of our team will contact you around 6 months before your fixed rate is due to end. By doing this, you are giving yourself enough time for our team to find you a suitable product.
Take advantage of our free remortgage review with a remortgage advisor in Bootle by booking yourself in on our website or contacting our team. Your dedicated remortgage advisor can help you explore your options in the hopes that you save money via a remortgage.
As a mortgage broker in Bootle, our team can help you investigate your remortgage options like home improvements, releasing equity or debt consolidation.
Moving Home Advice in Bootle
If you are looking at moving home in Bootle, and are not able to port your mortgage to your new property, you will need to take out a mortgage on your new home. The process will also involve you needing to sell your current home while property hunting, which can make the situation stressful.
Our goal as your mortgage broker in Bootle is to look after the mortgage side of the process while you focus on the move itself, taking that stress away.
Your allocated mortgage advisor in Bootle will take you through all the costs of moving home with you as well as ensure you cover all the costs that’s involved with getting a new mortgage.
Buy to Let Mortgage Advice in Bootle
We have built a strong reputation with new or existing landlord finding a suitable buy to let mortgage in Bootle. Many have returned numerous times when it comes to future investments and remortgaging their existing properties.
As well as this, we specialise in HMOs, interest-only mortgages and buy to let remortgage. Book your free buy to let mortgage appointment in Bootle today.
Mortgages for Over 50’s in Bootle
As an individual who is over the age of 50, there are still lots of options available to you. Our later life lending mortgage advisors in Bootle are here to help you and kickstart your process.
Open & Honest Mortgage Advice in Bootle
As a mortgage broker in Bootle, it’s not just about finding you the perfect mortgage, it’s all about the customer journey. Firstly, we will ensure that you are on a suitable basis to obtain a mortgage by asking you a couple of questions. Then, we will search 1000s of deals to find the one that will line up with your mortgage goals.
If you are looking to get mortgage advice in Bootle, simply get in touch with a member of our team by giving us a call or booking yourself a free mortgage appointment online.
For any additional information regarding any of the mortgages we offer, just navigate through our website, where you can find tools and resources to help with this including topics like improving your credit score and what lenders look for on your bank statements.
Our Mortgage Process in Bootle
To start your mortgage process, reach out to us either online or by giving us a call. You will be offered a free mortgage appointment online which you can book online or via the telephone.
Our team will ask you questions about your situation to build up your financial background as well as assess your affordability.
Furthermore, they will arrange your Agreement in Principle which is normally sorted within 24 hours of your free mortgage appointment.
Your advisor will look through our large panel of lenders to find the most appropriate mortgage for you. We will resume the mortgage application when you are happy with our recommendation.
When your mortgage application is good to go, we will put forward your mortgage application to the lender.
As a mortgage broker in Liverpool, we are here to support you throughout the mortgage process. Our goal is to help you find the perfect mortgage for your dream home. Our mortgage advisors in Liverpool are here throughout the week from early until late and are ready to help with your mortgage process.
We search 1000's of mortgage deals across a large number of lenders, including:
Get mortgage ready in Bootle
You may be asked by your mortgage advisor in Bootle to provide some evidential documents to support your income before you attend your free mortgage appointment. These type of documents include bank statements, payslips, proof of address, proof of deposit and your latest P60.
Follow us on social media!
Our social media channels not only strongly reflect who we are as a company but provide insightful and educational mortgage content. We believe in providing free financial and answer any of your mortgage questions and speak about the latest mortgage news. 
Get an AIP within 24 hours
As an expert mortgage broker in Bootle, our team can generally arrange an agreement in principle withi 24 hours of your free mortgage appointment. An agreement in principle is a helpful tool when it comes to many an offer on any properties and negotiating an asking price.
Common mortgage questions
When applying for a mortgage in Bootle, it’s crucial to be aware that most lenders require a minimum deposit of 5% of the property’s value.
However, depending on your credit rating, you may be required to provide a larger deposit, ranging from 10% to 15% or more. If you want to determine the amount you can borrow for a mortgage in Bootle, don’t hesitate to get in touch with our team.
As a mortgage broker in Bootle, our aim is to offer comprehensive support and guidance throughout the entire mortgage process. Our services extend beyond just finding a suitable mortgage deal for you; we strive to identify a product that perfectly fits your individual financial and personal circumstances.
In addition, we help you prepare your mortgage application to make a favorable impression on your lender. We ensure that all the required documentation is in order to verify your income and affordability, which can increase the likelihood of approval by the mortgage lender.
When you speak with one of our mortgage advisors in Bootle, you should expect to spend around 30-60 minutes discussing your mortgage requirements.
During your free consultation, your designated mortgage advisor in Bootle will inquire about your financial and personal circumstances to gain a comprehensive understanding of your mortgage goals. This enables us to identify the most suitable mortgage options that align with your specific needs.
Following the consultation, your mortgage advisor in Bootle will analyse your information and conduct a thorough search to find the perfect mortgage product that meets your unique requirements.
As a mortgage broker in Bootle, we have a proven track record of helping clients secure second or multiple mortgages for different purposes, such as buy to lets, let to buys, holiday lets, and more.
Typically, obtaining an additional mortgage requires a sizable deposit, a good credit score, and the financial capability to manage two significant mortgage payments each month. However, for buy to let or let to buy mortgages in Bootle, having a tenant can cover the second payment.
We strongly suggest that you consult with a mortgage advisor in Bootle to assess your eligibility before applying for another mortgage.
Securing a mortgage can be difficult if you have a poor credit score, but there are lenders who cater specifically to such buyers. These mortgage products may have different terms and conditions, and typically require a higher deposit, usually between 10% and 15% of the property value, than standard mortgages.
If you’re facing challenges in obtaining a mortgage in Bootle due to bad credit, our team is here to assist you and offer the necessary support.
When you apply for a mortgage, the lender evaluates your income and affordability to determine whether they can lend to you. If you meet their requirements, they provide you with a crucial document called an agreement in principle (AIP).
This document is vital in the mortgage process as it enables you to make an offer on a property and even negotiate prices with the seller. Having an AIP makes you a more attractive buyer to the seller as you have already been pre-approved and can proceed with the mortgage process swiftly.
Typically, an AIP remains valid for a period of 30-90 days, but you can renew it if it expires. If you need an AIP, you can consult a mortgage broker in Bootle who can arrange one for you within 24 hours of your mortgage appointment.
Handy quick links
Malcolm's
mortgage guides
