First Time Buyer Mortgages in Widnes

First time buyers in Liverpool might find the mortgage process a little daunting and need the help of a mortgage broker in Widnes. We are here to help, you get through the mortgage process stress-free, from first initial contact to handing over the keys. You will be able to find out the maximum amount you can borrow for a mortgage by speaking with one of our mortgage advisors in Widnes. They work this out by calculating through asking affordability questions and credit checks. Within 24 hours after your free initial mortgage appointment, your mortgage advisor in Widnes can also arrange an agreement in principle for you, this is a handy tool to have when making any offers on properties.

Moving Home Mortgages in Widnes

When moving home in Liverpool , you are in the process of selling your current property and having to think about how you are going to manage the mortgage side of the process. If you are unable to port your mortgage in Widnes, you will need to look at a new mortgage on your new home. To relieve some of your stress, we can take on the mortgage aspects, allowing you to focus more on the moving process. To book a free moving home review in Widnes, we recommend booking online so that you can choose a date and time that works around your busy moving home schedule.

Buy to let Mortgage Widnes

We have over 20 years of industry experience and have established strong relationships with new and existing landlords in the Widnes area. If you are thinking of investing in a buy to let mortgages in Liverpool , we’d recommend speaking with a mortgage advisor in Widnes. Some landlords consider their HMO, interest-only and holiday let options; this is something we might be able to help you with too.

Remortgaging in Widnes

When coming towards the end of your fixed term, you will need to start thinking about your remortgage options. A Remortgage in Liverpool is the process of taking out a new mortgage product to replace your current deal. You will need to do this to avoid falling onto your lender’s standard variable rate of interest. Your lender’s rate is likely much higher than your current rate, hence increasing your monthly repayments. As a mortgage broker in Widnes, we are able to search the market for 1000s of remortgage deals. We will try and find you the most suitable product, saving you time and money. If you are unable to access a better rate, we will be honest with you and tell you, because we want what’s most suitable for you. We can also explore your other remortgage options with you, such as remortgaging for home improvements, equity release and debt consolidation.

Self Employed Mortgages Widnes

If you are self employed in Liverpool , the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income. Our mortgage advisor in Widnes will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.

Mortgage Options for Over 50s in Widnes

If you are looking at your later-life mortgage options, look no further, we have a dedicated in-house later-life time to help you with your mortgage enquiries. To get in touch, book a free initial mortgage appointment online or over the phone to speak with a later-life mortgage advisor in Widnes.

Mortgage Broker in Widnes | Mortgage Advice in Widnes

Providing Expert Mortgage Advice in Widnes

As a open and honest mortgage broker in Widnes, we will support and guide you throughout the entire mortgage process. Our aim is to take the stress away from your mortgage journey, so you can enjoy moving into your new home, or help you achieve your mortgage goals.

All we ask from you is to get in touch with a member of our team by booking a free initial mortgage appointment online, giving us a call to arrange a callback or asking us a question. We understand that the mortgage process can be difficult, and you might find yourself not knowing where to start, which is why we are here to help you kickstart your mortgage journey.

The job of a mortgage broker in Widnes, is to help home buyer and home movers overcome any mortgage hurdles and secure you a mortgage. Sadly, if you are unable to get a mortgage, we offer advice that you need so you might be more successful at being accepted next time.

Even if you think that your situation to too complicated and don’t think that it is worth reaching out to us, please reconsider. We have worked in the industry for over 20 years and dealt with hundreds of mortgages in Widnes and it is likely that we have encountered someone in your position before.

Book Online

All of our Customers Receive a Free Initial Mortgage Appointment!

Ontop of finding you a mortgage for your new property, as a mortgage broker in Widnes, we search the market to try and find you a mortgage deal that is tailored to your financial situation, saving you time and money.Our mortgage advisor in Widnes will look search 1000s of mortgages on our large panel of lenders.

We can access both high street and specialist products, meaning that if you have a slightly more complicated situation, you still may be able to get a mortgage. We tend to find, those who are in a complex situation like have bad credit, you will have to provide a slightly higher initial deposit, somewhere between 10%-15%.

Receiving mortgage advice in Widnes and speaking to an expert mortgage advisor in Widnes have never been easier. Having the help from our experts has allowed us to work with hundreds of customers, so rest assured that you will be in safe hands with us on your mortgage journey.

Our Reviews

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Your Mortgage Options in Widnes

Our Customers Love Us

4.98 Rating271 Reviews

Tomas

Absolutely amazing from start to finish. Very helpful, every detail explained, every question answered, no delays, whenever we need they always answer within few hours. Couldn't recommend more, makes life so much easier.

9 hours ago

Rachel

Lovely, friendly, professional and very knowledgable. Highly recommend to anyone who is looking to find a mortgage or remortgage their exisiting property. Our mortgage advisor Matt Collinson was professional and friendly throughout, answers any...

1 month ago

Anonymous

Very helpful

1 month ago

Mark

Once again Liverpool money man goes above and beyond to help me get another mortgage. I had a few issues regarding being self-employed and struggling to get a mortgage within 1 week LMM had my mortgage approved. Thank you very much all involved....

1 month ago

Charles

Great service, start to finish Tom and the team helped and advise whenever we had any queries. Transparent pricing.

2 months ago

Kelly

I used MoneyMan for my first mortgage, I was thrilled with the service they provided back in 2017 therefore I went back to them for my remortgage Chris & Debbie were super helpful with my remortgage. Would highly recommend.

4 months ago

Christopher

Had a retirement mortgage agreed and completed. Wayne and Moneyman were excellent, very professional, knowledgeable and helpful at all points. Happy to recommend their services

4 months ago

Stacey

I have been using Liverpool Moneyman for my mortgages and remortgages since 2014. Great flexible and friendly service.

5 months ago

Helen

Leo and the team have been exceptionally thorough in explaining all my options. I truly felt that Leo had my best interests at heart, going above and beyond even offering advice and support beyond his usual remit. He’s been incredibly patient with...

8 months ago

Steven

Always very helpful. Helped us buy our first house and have been great assisting with the remortgage process.

8 months ago

Mr James

Always friendly and provide sound advice. Very supportive look out for the best interest of the client.

8 months ago

Kevin

Brilliant from start to finish. No fuss. Chris found me a new deal with my existing provider. Have recommended this company to my friends.

8 months ago

Hannah

Fantastic service from beginning to end, extremely informative and supportive. Daniel was very easy to communicate with and provided all the information we needed.

8 months ago

Michael

Excellent service, always professional and friendly. This is the second time I’ve used moneyman and their advice has been invaluable. Jason and Lizzi have been outstanding.

9 months ago

Vitor

I am so glad I find this Mortgage Broker , specially Tom Bowes and Debbie Stones, they both were very professional and polite from start to end , they keep me informed and updated at all times, the process was very smoth and fast, highly...

9 months ago

Tarique

I wanted to say a big thanks to Paula, Leo, and the Liverpoolmoneyman team. Both Paula and Leo have managed to secure me a great mortgage deal. Making this whole process seamless and less stressful with clear communication during each stage. I would...

9 months ago

Tarique

I wanted to personally thank Leo Shakespeare, and Paula Milner. And the UK Moneyman team for outstanding customer service in securing my new mortgage. Your outstanding expertise, patience, and clear communication has made this whole process much...

9 months ago

Georgia

Daniel was so helpful throughout our remortgage process. We used Liverpool Money Man when taking out the original mortgage and we didn’t regret it at all, so helpful and made us feel so reassured at each stage. Thank you again!

10 months ago

Shauna

Matt and Debbie at Liverpool Money Man were so helpful throughout the process of securing me my mortgage offer. From start to finish, they were friendly & explained every step of the process. They were also easily contactable and responded to any...

1 year ago

Rajeetha

Very good service

1 year ago

Our Simple 4-Step Process

Book Online

First need to contact our team by either booking a free initial mortgage appointment online or by giving us a call. From this, you will be given a knowledgeable mortgage advisor in Widnes, who will be able to understand your mortgage situation, and what you are looking to achieve.

Free Initial Mortgage Appointment

Within your free initial mortgage appointment, your mortgage advisor in Widnes will want to get the full picture of your financial situation. They will ask you a series of questions and will help you find the most suitable mortgage deal for your personal and financial situation and provide you with a recommendation.

Finding a Suitable Product

Once you are happy with our recommendation, we will then continue the process by preparing your mortgage application. This is when you will be assigned a case handler who will help you prepare your mortgage application.

Submit Your Application

As soon as your application has been submitted, it is now time to wait until you hear back from the mortgage lender. When your application is successful, it’s then time to organise a move in date and hand over the keys.

Reasons to Choose Us

Free Initial Appointment in Widnes

During your free initial mortgage appointment, our team will get to know your situation and what you are looking to achieve to make the right recommendation. As a reputable mortgage broker in Liverpool before we find you a suitable product, we will consider your financial situation and look at what you may be able to access.

Our Service

If this is your first time embarking on the journey of buying a home, don’t worry! Our friendly mortgage advisors in Liverpool are here to provide unwavering support throughout the entire process. We believe in being responsive, caring, open, and honest with you at every step of your mortgage application. Your confidence and comfort are our top priorities.

7 Days a Week

Everyone’s lifestyles are different, that’s why our availability can be beyond the 9 to 5. Furthermore, our book online system allows you to book yourself in to speak to a mortgage advisor in Liverpool at a time that suits you.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

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Mortgage Broker in Widnes