It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Purchasing your own home as a first time buyer in Bootle will be one of the biggest financial obligations of your life.
The initial move onto the property ladder as a first time buyer in Bootle may seem slightly overwhelming. However, with the help of a mortgage broker in Bootle by your side, you can enjoy a stress-free process whilst we sort everything for you!
With 20+ years of experience, our team has been privileged to assist many first time buyers in Bootle secure the keys to their dream home. Utilising our specialist knowledge, we take great pride in offering mortgage advice in Bootle.
Our team is available 7 days a week to help you with all mortgage-related enquiries. Make sure to send us your questions and we will be promptly back in touch with an answer.
The amount of deposit you need should be a minimum of approximately 5-10%, this will vary depending on how well your credit score is.
As an experienced mortgage broker in Bootle, we usually find that first time buyers have good credit score. This could potentially open you up to better rates of interest.
Fortunately, there are government mortgage schemes which can help you get a mortgage in Bootle.
Here are a few well-known mortgage schemes that you may qualify for:
Keep in mind, these schemes require you to meet certain criteria before you qualify for them. Consequently, we advise that you check out the government’s OwnYourHome website to gain in-depth knowledge about these schemes.
Alternatively, you can reach out to one of our mortgage advisors in Bootle who will walk you through each scheme.
Possessing an agreement in principle (AIP) can be extremely beneficial when making offers as it demonstrates to the seller that you are ready to move forward with your mortgage.
To get an agreement in principle, you need to speak with a mortgage advisor in Bootle. Our advisors can arrange an agreement in principle for you within 24-hours of your free mortgage appointment.
It’s also important to know that AIPs can expire. Usually, they will only last between 30-90 days but can easily be renewed by getting back in touch with your mortgage advisor in Bootle.
It’s not uncommon for clients to reach out to us after being turned down for a mortgage by their bank.
Our Customers Love Us
4.98 Rating244 Reviews
Marie
From start to completion a most positive experience. The initial advice from Dan and his courteous manner and patience throughout our dealings was exceptional. We were kept informed at every stage of proceedings by himself and Jonathan which...
6 days ago
Jake
Very impressed with the service from Jason! Always there to answer any questions and went above and beyond what we expected! Broke down all the details and technical information to a very easy to understand level, and made the process very simple....
1 month ago
Rebecca
Would highly recommend and would definitely use again! Chris was so helpful with all of our (many questions) and made us feel at ease through the whole process!
1 month ago
Zac
Matt and the team were super attentive throughout, guided me and provided great advice. Very easy to converse with and always ready to help
1 month ago
Paula
Daniel was very helpful. Explained things clearly and new mortgage sorted quickly.
2 months ago
Emma
Amazing. Was really nervous as a FTB but Wayne and Stacey were great and made the whole process really easy. Absolutely recommend.
3 months ago
Nerys
Highly recommend Liverpoolmoneyman , made the mortgage application a smooth process from beginning through to completion. Answered queries, phone calls and emails , and explained every step of the process. A special thank you to Dan who supported...
3 months ago
Nerys
Brilliant experience , highly recommend Liverpoolmoneyman if you are looking to remortgage or seeking advice with no applied pressure.A special thank you to Dan and Jonathan for making our mortgage application go through with ease , they supported...
3 months ago
Clare
Matt our Mortgage Advisor has been super helpful! Me and my partner are First Time Buyers and the help and support Matt and his Team have given us has been fantastic. They are also super responsive! Not only have we secured a mortgage...
4 months ago
Meg
Charlie and the team were fantastic at organising our mortgage, and so quick! He was on hand over WhatsApp to answer any questions we had and kept us updated all the way. Would highly recommend.
4 months ago
Rebekah
Everyone has been super helpful. Matt has been amazing with everything and has really helped us with everything we have needed.
4 months ago
Marc
Jason and the team have been so helpful through the process, answered all questions I had and kept me informed through the whole process. Highly recommend you won’t be disappointed.
4 months ago
Anonymous
When dealing with Liverpool Moneyman their agent Jonathan has been most helpful, polite and a pleasure to deal with.I would recommend them for any mortgage related transactions.
4 months ago
Dominic
Excellent service and communication throughout the whole processes
5 months ago
Vivienne
Absolutely excellent! Matt Collinson and Lizzi Roscoe were great! They helped us secure a mortgage in just a few days and were very supportive throughout the process! Can't recommend them enough
5 months ago
Benjamin
10/10 service. The team at moneyman, specifically Charlie and Stacey, provided great support and communication throughout the whole process. The team constantly kept in touch and were patient with my questions and circumstances. Also, the team...
6 months ago
Anonymous
really helpful team
7 months ago
Daniel
First Time Buyers - We had Charlie helping us through the process, He made us feel at ease from the very first conversation. He basically held our hand all the way through until we got offered a mortgage! Couldn’t recommend Charlie & This Mortgage...
8 months ago
Mark
Matt, Stacey and the team have been excellent with all their assistance and advice in getting our mortgage sorted. I could not recommend them enough. A 5-star service.
8 months ago
Amanda
Approaching Moneyman was the best thing we did! We had a poor experience with our first advisor as she clearly didn't understand the nature of self-employed income. Following this, we looked for an advisor specifically with knowledge of assisting...
8 months ago
Speaking to a mortgage advisor in Bootle is crucial when evaluating your mortgage circumstances.
We have appointments available 7 days a week, so make sure to pick a date and time that fits your schedule.
During your free mortgage appointment, your dedicated mortgage advisor in Bootle will perform a comprehensive analysis of your earnings and expenditures during your free mortgage appointment.
After which, we can begin looking through mortgage products to find the best deal for you!
We will search through 1000s of mortgages to locate the perfect product for you.
Our team have access to high street and specialist products, meaning that if you are in a complicated situation, we may still may be able to find you a product for you!
Once we have found a deal best suited to your personal and financial situation, we are able to begin preparing your mortgage application.
Before we send it off, we will make sure that you have all the correct documentation in place to stand the best possible chance of being accepted.
Every customer can benefit from a free mortgage appointment in Bootle. Simply book online or give our team a call and you can pick a date and time over the phone.
Appointments available 7 days a week, and even across most bank holidays.
Our advisors can search through 1000s of mortgage deals with the goal of finding the one that aligns with your situation.
If you perceive your circumstances to be overly complicated, we will look at specialist mortgage products with you and see whether it is still possible to get a mortgage in your situation.
Our objective is to make your mortgage journey as seamless and stress free as possible. We love helping first time buyers, and we would love to help you through your journey.
Take a look at some of our customer reviews to find out more about our service.
Book your free mortgage appointment, 7 days a week!
Get in touch to arrange your free mortgage consultation with a first time buyer mortgage advisor in Bootle today.
As your mortgage broker in Bootle, the first step we will carry out is to conduct a Fact Find on you. This helps us understand your personal and financial circumstances better, enabling us to suggest the most appropriate mortgage for you.
You will also need to undergo a credit check to secure an agreement in principle. Once all necessary evidence-based documentation has been provided and a property valuation has been completed, a formal mortgage offer can then be issued.
Your free mortgage consultation will approximately take 30 minutes.
Following your appointment, your mortgage advisor in Bootle will meticulously search through thousands of mortgage offers to uncover a match that’s ideal for you.
If you are happy with the deal that we find you, we can move onto the mortgage application stage.
We always advise you to secure an agreement in principle before you begin scouting for properties in Bootle.
This could potentially give you a lead over other buyers who don’t possess one. Lenders appreciate having this in place when making an offer on a property.
Typically, an agreement in principle holds validity for anywhere between 30 to 90 days.
If your agreement in principle expires, it can always be renewed. As a mortgage broker in Bootle, we can organise one for you within 24 hours of your appointment.
Read our 244 Reviews
Liverpoolmoneyman.com & Liverpoolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Contact
Follow Us
Liverpoolmoneyman.com & Liverpoolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s free!
7 Days a Week, 8am – 10pm
