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First Time Buyer Mortgage Advice in Bootle

It's free to speak with a mortgage advisor
7 days a week, 8am - 10pm

0151 438 2295 Speak to an Advisor - It's Free!
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First Time Buyer Mortgage Advice in Bootle

Are you a first time buyer in Bootle? Discover your borrowing potential and move closer to securing your dream home. Start your mortgage journey with an expert today.

Speak to an Advisor - It's Free!

Looking at Getting a First Time Buyer Mortgage in Bootle?

Purchasing your own home as a first time buyer in Bootle will be one of the biggest financial obligations of your life.

The initial move onto the property ladder as a first time buyer in Bootle may seem slightly overwhelming. However, with the help of a mortgage broker in Bootle by your side, you can enjoy a stress-free process whilst we sort everything for you!

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First Time Buyer Mortgage Advice in Bootle

Book your free mortgage appointment online today

With 20+ years of experience, our team has been privileged to assist many first time buyers in Bootle secure the keys to their dream home. Utilising our specialist knowledge, we take great pride in offering mortgage advice in Bootle.

Our team is available 7 days a week to help you with all mortgage-related enquiries. Make sure to send us your questions and we will be promptly back in touch with an answer.

How much deposit do I need to apply for a mortgage?

The amount of deposit you need should be a minimum of approximately 5-10%, this will vary depending on how well your credit score is.

As an experienced mortgage broker in Bootle, we usually find that first time buyers have good credit score. This could potentially open you up to better rates of interest.

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Popular Mortgage FAQs in Bootle

Are there ways to help me get onto the property ladder in Bootle?

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Fortunately, there are government mortgage schemes which can help you get a mortgage in Bootle.

Here are a few well-known mortgage schemes that you may qualify for:

  • Shared Ownership Scheme.
  • First Home Scheme.
  • Lifetime ISA.

Keep in mind, these schemes require you to meet certain criteria before you qualify for them. Consequently, we advise that you check out the government’s OwnYourHome website to gain in-depth knowledge about these schemes.

Alternatively, you can reach out to one of our mortgage advisors in Bootle who will walk you through each scheme.

How can I get an agreement in principle?

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Possessing an agreement in principle (AIP) can be extremely beneficial when making offers as it demonstrates to the seller that you are ready to move forward with your mortgage.

To get an agreement in principle, you need to speak with a mortgage advisor in Bootle. Our advisors can arrange an agreement in principle for you within 24-hours of your free mortgage appointment.

It’s also important to know that AIPs can expire. Usually, they will only last between 30-90 days but can easily be renewed by getting back in touch with your mortgage advisor in Bootle.

I've been declined by my bank, can we help?

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It’s not uncommon for clients to reach out to us after being turned down for a mortgage by their bank.

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Our Simple 4-Step Process

Book Online

Step 1

Speaking to a mortgage advisor in Bootle is crucial when evaluating your mortgage circumstances.

We have appointments available 7 days a week, so make sure to pick a date and time that fits your schedule.

Free Mortgage Apppointment

Step 2

During your free mortgage appointment, your dedicated mortgage advisor in Bootle will perform a comprehensive analysis of your earnings and expenditures during your free mortgage appointment.

After which, we can begin looking through mortgage products to find the best deal for you!

Finding a Suitable Product

Step 3

We will search through 1000s of mortgages to locate the perfect product for you.

Our team have access to high street and specialist products, meaning that if you are in a complicated situation, we may still may be able to find you a product for you!

Submit Your Application

Step 4

Once we have found a deal best suited to your personal and financial situation, we are able to begin preparing your mortgage application.

Before we send it off, we will make sure that you have all the correct documentation in place to stand the best possible chance of being accepted.

8 Reasons to Choose Us For Mortgage Advice in Bootle

Free Appointment in Bootle

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Every customer can benefit from a free mortgage appointment in Bootle. Simply book online or give our team a call and you can pick a date and time over the phone.

Appointments available 7 days a week, and even across most bank holidays.

Search 1000s of products

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Our advisors can search through 1000s of mortgage deals with the goal of finding the one that aligns with your situation.

If you perceive your circumstances to be overly complicated, we will look at specialist mortgage products with you and see whether it is still possible to get a mortgage in your situation.

Our Service

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Our objective is to make your mortgage journey as seamless and stress free as possible. We love helping first time buyers, and we would love to help you through your journey.

Take a look at some of our customer reviews to find out more about our service.


7 Days a Week

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Book your free mortgage appointment, 7 days a week!

Get in touch to arrange your free mortgage consultation with a first time buyer mortgage advisor in Bootle today.

Malcolm and Amy Davidson - Mortgage Advice in Liverpool

We Search 1000s of Mortgages in Bootle

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Common Mortgage Questions in Bootle

How does the process work in Bootle?

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As your mortgage broker in Bootle, the first step we will carry out is to conduct a Fact Find on you. This helps us understand your personal and financial circumstances better, enabling us to suggest the most appropriate mortgage for you.

You will also need to undergo a credit check to secure an agreement in principle. Once all necessary evidence-based documentation has been provided and a property valuation has been completed, a formal mortgage offer can then be issued.

How does the free initial mortgage consultation work?

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Your free mortgage consultation will approximately take 30 minutes.

Following your appointment,  your mortgage advisor in Bootle will meticulously search through thousands of mortgage offers to uncover a match that’s ideal for you.

If you are happy with the deal that we find you, we can move onto the mortgage application stage.

When should I obtain an agreement in principle in Bootle?

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We always advise you to secure an agreement in principle before you begin scouting for properties in Bootle.

This could potentially give you a lead over other buyers who don’t possess one. Lenders appreciate having this in place when making an offer on a property.

How long does an agreement in principle last in Bootle?

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Typically, an agreement in principle holds validity for anywhere between 30 to 90 days.

If your agreement in principle expires, it can always be renewed. As a mortgage broker in Bootle, we can organise one for you within 24 hours of your appointment.

Mortgage Guides & Liverpoolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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Speak to an Advisor – It’s free!
7 Days a Week, 8am – 10pm

Speak to an Advisor – It’s Free Enquire Online 0151 438 2295
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