Are there ways to help me get onto the property ladder in Bootle?

Fortunately, there are government mortgage schemes which can help you get a mortgage in Bootle. Here are a few well-known mortgage schemes that you may qualify for: Shared Ownership Scheme. First Home Scheme. Lifetime ISA. Keep in mind, these schemes require you to meet certain criteria before you qualify for them. Consequently, we advise that you check out the government’s OwnYourHome website to gain in-depth knowledge about these schemes. Alternatively, you can reach out to one of our mortgage advisors in Bootle who will walk you through each scheme.

How can I get an agreement in principle?

Possessing an agreement in principle (AIP) can be extremely beneficial when making offers as it demonstrates to the seller that you are ready to move forward with your mortgage. To get an agreement in principle, you need to speak with a mortgage advisor in Bootle. Our advisors can arrange an agreement in principle for you within 24-hours of your free initial mortgage appointment. It’s also important to know that AIPs can expire. Usually, they will only last between 30-90 days but can easily be renewed by getting back in touch with your mortgage advisor in Bootle.

I've been declined by my bank, can we help?

It’s not uncommon for clients to reach out to us after being turned down for a mortgage by their bank.

First Time Buyer Mortgages Bootle | Free Initial Mortgage Appointment

Looking at Getting a First Time Buyer Mortgage in Bootle?

Purchasing your own home as a first time buyer in Bootle will be one of the biggest financial obligations of your life.

The initial move onto the property ladder as a first time buyer in Bootle may seem slightly overwhelming. However, with the help of a mortgage broker in Bootle by your side, you can enjoy a stress-free process whilst we sort everything for you!

First Time Buyer Mortgage Advice in Bootle

Book your free initial mortgage appointment online today

With 20+ years of experience, our team has been privileged to assist many first time buyers in Bootle secure the keys to their dream home. Utilising our specialist knowledge, we take great pride in offering mortgage advice in Bootle.

Our team is available 7 days a week to help you with all mortgage-related enquiries. Make sure to send us your questions and we will be promptly back in touch with an answer.

How much deposit do I need to apply for a mortgage?

The amount of deposit you need should be a minimum of approximately 5-10%, this will vary depending on how well your credit score is.

As an experienced mortgage broker in Bootle, we usually find that first time buyers have good credit score. This could potentially open you up to better rates of interest.

Speak to an Advisor

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Popular Mortgage FAQs in Bootle

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4.98 Rating271 Reviews

Tomas

Absolutely amazing from start to finish. Very helpful, every detail explained, every question answered, no delays, whenever we need they always answer within few hours. Couldn't recommend more, makes life so much easier.

9 hours ago

Rachel

Lovely, friendly, professional and very knowledgable. Highly recommend to anyone who is looking to find a mortgage or remortgage their exisiting property. Our mortgage advisor Matt Collinson was professional and friendly throughout, answers any...

1 month ago

Anonymous

Very helpful

1 month ago

Mark

Once again Liverpool money man goes above and beyond to help me get another mortgage. I had a few issues regarding being self-employed and struggling to get a mortgage within 1 week LMM had my mortgage approved. Thank you very much all involved....

1 month ago

Charles

Great service, start to finish Tom and the team helped and advise whenever we had any queries. Transparent pricing.

2 months ago

Kelly

I used MoneyMan for my first mortgage, I was thrilled with the service they provided back in 2017 therefore I went back to them for my remortgage Chris & Debbie were super helpful with my remortgage. Would highly recommend.

4 months ago

Christopher

Had a retirement mortgage agreed and completed. Wayne and Moneyman were excellent, very professional, knowledgeable and helpful at all points. Happy to recommend their services

4 months ago

Stacey

I have been using Liverpool Moneyman for my mortgages and remortgages since 2014. Great flexible and friendly service.

5 months ago

Helen

Leo and the team have been exceptionally thorough in explaining all my options. I truly felt that Leo had my best interests at heart, going above and beyond even offering advice and support beyond his usual remit. He’s been incredibly patient with...

8 months ago

Steven

Always very helpful. Helped us buy our first house and have been great assisting with the remortgage process.

8 months ago

Mr James

Always friendly and provide sound advice. Very supportive look out for the best interest of the client.

8 months ago

Kevin

Brilliant from start to finish. No fuss. Chris found me a new deal with my existing provider. Have recommended this company to my friends.

8 months ago

Hannah

Fantastic service from beginning to end, extremely informative and supportive. Daniel was very easy to communicate with and provided all the information we needed.

8 months ago

Michael

Excellent service, always professional and friendly. This is the second time I’ve used moneyman and their advice has been invaluable. Jason and Lizzi have been outstanding.

9 months ago

Vitor

I am so glad I find this Mortgage Broker , specially Tom Bowes and Debbie Stones, they both were very professional and polite from start to end , they keep me informed and updated at all times, the process was very smoth and fast, highly...

9 months ago

Tarique

I wanted to say a big thanks to Paula, Leo, and the Liverpoolmoneyman team. Both Paula and Leo have managed to secure me a great mortgage deal. Making this whole process seamless and less stressful with clear communication during each stage. I would...

9 months ago

Tarique

I wanted to personally thank Leo Shakespeare, and Paula Milner. And the UK Moneyman team for outstanding customer service in securing my new mortgage. Your outstanding expertise, patience, and clear communication has made this whole process much...

9 months ago

Georgia

Daniel was so helpful throughout our remortgage process. We used Liverpool Money Man when taking out the original mortgage and we didn’t regret it at all, so helpful and made us feel so reassured at each stage. Thank you again!

10 months ago

Shauna

Matt and Debbie at Liverpool Money Man were so helpful throughout the process of securing me my mortgage offer. From start to finish, they were friendly & explained every step of the process. They were also easily contactable and responded to any...

1 year ago

Rajeetha

Very good service

1 year ago

Our Simple 4-Step Process

Book Online

Speaking to a mortgage advisor in Bootle is crucial when evaluating your mortgage circumstances.

We have appointments available 7 days a week, so make sure to pick a date and time that fits your schedule.

Free Initial Mortgage Appointment

During your free initial mortgage appointment, your dedicated mortgage advisor in Bootle will perform a comprehensive analysis of your earnings and expenditures during your free initial mortgage appointment.

After which, we can begin looking through mortgage products to find the most suitable deal for you!

Finding a Suitable Product

We will search through 1000s of mortgages to locate the perfect product for you.

Our team have access to high street and specialist products, meaning that if you are in a complicated situation, we may still may be able to find you a product for you!

Submit Your Application

Once we have found a deal most suitable to your personal and financial situation, we are able to begin preparing your mortgage application.

Before we send it off, we will make sure that you have all the correct documentation in place to stand the most suitable chance of being accepted.

8 Reasons to Choose Us For Mortgage Advice in Bootle

Free Initial Appointment in Bootle

Every customer can benefit from a free initial mortgage appointment in Bootle. Simply book online or give our team a call and you can pick a date and time over the phone.

Appointments available 7 days a week, and even across most bank holidays.

Search 1000s of products

Our advisors can search through 1000s of mortgage deals with the goal of finding the one that aligns with your situation.

If you perceive your circumstances to be overly complicated, we will look at specialist mortgage products with you and see whether it is still possible to get a mortgage in your situation.

Our Service

Our objective is to make your mortgage journey as seamless and stress free as possible. We love helping first time buyers, and we would love to help you through your journey.

Take a look at some of our customer reviews to find out more about our service.