It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Purchasing your first property in Wallasey can be a big financial decision, and we know that if you are a first time buyer, you may not be aware of all of the steps involved.
Making that initial move on the property ladder as a first time buyer in Wallasey might seem a bit intimidating. However, you will have an expert mortgage broker in Wallasey accompanying you on this journey, helping you secure the keys to your dream home.
With many years of expertise under our belt, our team has been able to assist numerous first time buyers in Wallasey embark on their homeownership adventure. Utilising our 20+ years of experience, we take great pride in offering first time buyer mortgage guidance in Wallasey.
Our team is accessible 7 days a week to deliver fast and friendly first time buyer mortgage advice. If you have any questions, don’t hesitate to get in touch!
The amount of deposit you need should be a minimum of approximately 5-10% of the property value. This will vary depending on how well your credit score is.
As an experienced mortgage broker in Wallasey, we find that first time buyers usually have a good credit score. If you are in this position, it’s possible that you can access higher loan to values rates, like a 90-95% mortgage.
There are additional home affordability schemes backed by the government that can assist those who find it challenging to gather the necessary deposit. This could be an avenue worth exploring if you’re a first time buyer in Wallasey. Here are a few well-known alternatives ways that might be accessible to you:
Before you can utilise these schemes, there are certain eligibility requirements you need to meet. Hence, we advise you to explore the OwnYourHome government website for in-depth information about these schemes.
Alternatively, speak with one of our mortgage advisors in Wallasey who can walk you through each scheme.
There are many different costs that come with getting a mortgage, such as conveyancing fees, mortgage arrangement fees, property survey fees, legal fees and also you need to account for your deposit.
Your mortgage advisor in Wallasey will go through all of these costs with you during your free mortgage appointment.
First time buyers in Wallasey typically contact us at the beginning of their mortgage journey. This is largely due to their desire to understand how much they can borrow for a mortgage.
Our mortgage calculators on our website provide a general idea and are particularly useful for first time buyers in Wallasey seeking a estimate figure.
Nonetheless, bear in mind, this doesn’t take into account your personal financial circumstances. If you’re in the market for a more precise figure, a expert mortgage advisor in Wallasey can assist you and give the the exact number you need.
It’s not uncommon for clients to contact us after being declined a mortgage by their bank. There could be several explanations for this, but our team is ready to assist you.
Our tailor-made service enables our team to provide the necessary guidance to get you the most suitable choice based on your personal and financial situation. As a mortgage broker in Wallasey, we have access to a broad array of mortgage lenders, many of whom offer products that cater to those in complicated situations.
Our team is available seven days a week to provide mortgage advice in Wallasey and answer any mortgage-related inquiries. We look forward to be able to help you!
Our Customers Love Us
4.98 Rating263 Reviews
Helen
Leo and the team have been exceptionally thorough in explaining all my options. I truly felt that Leo had my best interests at heart, going above and beyond even offering advice and support beyond his usual remit. He’s been incredibly patient with...
1 month ago
Steven
Always very helpful. Helped us buy our first house and have been great assisting with the remortgage process.
1 month ago
Mr James
Always friendly and provide sound advice. Very supportive look out for the best interest of the client.
1 month ago
Kevin
Brilliant from start to finish. No fuss. Chris found me a new deal with my existing provider. Have recommended this company to my friends.
2 months ago
Hannah
Fantastic service from beginning to end, extremely informative and supportive. Daniel was very easy to communicate with and provided all the information we needed.
2 months ago
Michael
Excellent service, always professional and friendly. This is the second time I’ve used moneyman and their advice has been invaluable. Jason and Lizzi have been outstanding.
2 months ago
Vitor
I am so glad I find this Mortgage Broker , specially Tom Bowes and Debbie Stones, they both were very professional and polite from start to end , they keep me informed and updated at all times, the process was very smoth and fast, highly...
2 months ago
Tarique
I wanted to say a big thanks to Paula, Leo, and the Liverpoolmoneyman team. Both Paula and Leo have managed to secure me a great mortgage deal. Making this whole process seamless and less stressful with clear communication during each stage. I would...
2 months ago
Tarique
I wanted to personally thank Leo Shakespeare, and Paula Milner. And the UK Moneyman team for outstanding customer service in securing my new mortgage. Your outstanding expertise, patience, and clear communication has made this whole process much...
2 months ago
Georgia
Daniel was so helpful throughout our remortgage process. We used Liverpool Money Man when taking out the original mortgage and we didn’t regret it at all, so helpful and made us feel so reassured at each stage. Thank you again!
3 months ago
Shauna
Matt and Debbie at Liverpool Money Man were so helpful throughout the process of securing me my mortgage offer. From start to finish, they were friendly & explained every step of the process. They were also easily contactable and responded to any...
5 months ago
Rajeetha
Very good service
6 months ago
Rajeetha
I am with Liverpoolmoneyman from 2020. Always reminding me the end of terms make good offer from mortgage providerS.
6 months ago
Katie
Very happy with the service provided. Both Dan and Jonathan were very informative and supportive throughout the process, and I especially thank them both for their patience in answering all of my questions and clarifying everything for me. I will...
7 months ago
Anonymous
Very patient crew although we showered them with a lot of questions and frequently asked for updates
8 months ago
Ryan
Would highly recommend done all the leg work thank you Charlie/Jo and the ukmoneyman team
8 months ago
Nicholas
Really good and very helpful
9 months ago
Agnes
Johnathan went above and beyond to help me especially in the last few weeks of the process. I would highly recommend Liverpoolmoneyman-Mortgage Brokers, he definitely went the extra mile for me . Thank you Johnathan.
9 months ago
Marie
From start to completion a most positive experience. The initial advice from Dan and his courteous manner and patience throughout our dealings was exceptional. We were kept informed at every stage of proceedings by himself and Jonathan which...
9 months ago
Jake
Very impressed with the service from Jason! Always there to answer any questions and went above and beyond what we expected! Broke down all the details and technical information to a very easy to understand level, and made the process very simple....
10 months ago
Speaking with a expert mortgage advisor in Wallasey is crucial when considering your mortgage circumstances.
Our dedicated mortgage advisor in Wallasey will carry out a comprehensive assessment of your earnings and outgoings and tell you the maximum amount you can borrow for a mortgage.
Our knowledgeable professionals can introduce you to an extensive array of lenders offering specialised products for first time buyers in Wallasey.
This will positively guide you on your journey to homeownership. After your consultation, we will swiftly arrange your Agreement in Principle (AIP), typically within a 24-hour timeframe.
As soon as your offer on a property is accepted, our devoted mortgage advisors in Wallasey will handle the submission of your mortgage application and the arrangement of any extra papers demanded by the lender.
During the entire mortgage procedure, your assigned case manager will offer regular progress reports to keep you thoroughly informed at each phase.
Aswell as finding the most appropriate mortgage solution for you and your new home, we will look to find you an insurance product to take out alongside your mortgage.
Having an insurance product in place financially protects you and your family in the event of your death. Making sure that this is in place is always recommended.
You have the choice to have your free mortgage appointment either over the phone or via a Microsoft Teams video call – you choose!
You can book this free mortgage appointment online by using our online booking system.
Our mortgage advisors in Wallasey are equipped to search through 1000s of mortgage offers aiming to identify the one that suits your situation best.
In addition to this, we are set to provide constant assistance throughout the process.
Having helped numerous first time buyers in Wallasey with their mortgage process, our mortgage advisors are well-equipped to help you through your mortgage journey.
Feel free to look at some of our customer reviews by heading to our reviews page.
Navigating the process of securing a mortgage can present challenges, which is why we’re here to respond to any queries you may have 7 days a week.
Book your appointment for early in the morning, in the afternoon or later in the evening.
Your free mortgage appointment will take approximately half an hour. Once your information has been gathered, a mortgage advisor in Wallasey will search through thousands of mortgage offers to identify one that aligns perfectly with your needs.
After we propose a deal, the decision to continue with our services and the mortgage product is in your hands.
We always advise you to secure an agreement in principle before you begin scouting for properties in Wallasey.
This could potentially give you a lead over other buyers who don’t possess one. Lenders appreciate having this in place when making an offer on a property.
Typically, an agreement in principle holds validity for anywhere between 30 to 90 days.
If your agreement in principle expires, it can always be renewed. As a mortgage broker in Wallasey, we can organise one for you within 24 hours of your appointment.
Read our 263 Reviews
Liverpoolmoneyman.com & Liverpoolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Liverpoolmoneyman 2025.
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Liverpoolmoneyman.com & Liverpoolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Liverpoolmoneyman 2025.
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