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The Mortgage Guarantee Scheme in Liverpool is a government-backed initiative aimed at helping buyers with smaller deposits secure a mortgage.
It allows potential homeowners in Liverpool to purchase a property with just a 5-9% deposit, making it a suitable option for many first time buyers and those looking to step back onto the property ladder.
The scheme gives lenders a government guarantee, encouraging them to offer 91-95% loan-to-value (LTV) mortgages, allowing more buyers to step up the property ladder.
This scheme enables buyers in Liverpool to access a 91-95% LTV mortgage. The government provides lenders with a guarantee, encouraging them to offer loans to buyers who have saved a smaller deposit.
For example, if you have managed to save a 5-9% deposit, the scheme allows you to borrow the remaining 95% of the property’s value.
This initiative is designed to boost homeownership and make the process more accessible for those in Liverpool who may otherwise struggle to save a larger deposit.
To be eligible for the Mortgage Guarantee Scheme in Liverpool, you must be purchasing a property to live in, not a second home or buy to let.
The scheme applies to properties valued up to £600,000, and you’ll need a deposit of at least 5-9%.
Both first time buyers in Liverpool and existing homeowners can apply. It’s important to note that not all lenders participate in the scheme, so seeking guidance from a mortgage advisor can help you find the most suitable deal.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Tomas
Absolutely amazing from start to finish. Very helpful, every detail explained, every question answered, no delays, whenever we need they always answer within few hours. Couldn't recommend more, makes life so much easier.
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Rachel
Lovely, friendly, professional and very knowledgable. Highly recommend to anyone who is looking to find a mortgage or remortgage their exisiting property. Our mortgage advisor Matt Collinson was professional and friendly throughout, answers any...
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Anonymous
Very helpful
3 months ago
Mark
Once again Liverpool money man goes above and beyond to help me get another mortgage. I had a few issues regarding being self-employed and struggling to get a mortgage within 1 week LMM had my mortgage approved. Thank you very much all involved....
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Charles
Great service, start to finish Tom and the team helped and advise whenever we had any queries. Transparent pricing.
4 months ago
Kelly
I used MoneyMan for my first mortgage, I was thrilled with the service they provided back in 2017 therefore I went back to them for my remortgage Chris & Debbie were super helpful with my remortgage. Would highly recommend.
6 months ago
Christopher
Had a retirement mortgage agreed and completed. Wayne and Moneyman were excellent, very professional, knowledgeable and helpful at all points. Happy to recommend their services
6 months ago
Stacey
I have been using Liverpool Moneyman for my mortgages and remortgages since 2014. Great flexible and friendly service.
7 months ago
Helen
Leo and the team have been exceptionally thorough in explaining all my options. I truly felt that Leo had my best interests at heart, going above and beyond even offering advice and support beyond his usual remit. He’s been incredibly patient with...
9 months ago
Steven
Always very helpful. Helped us buy our first house and have been great assisting with the remortgage process.
10 months ago
Mr James
Always friendly and provide sound advice. Very supportive look out for the best interest of the client.
10 months ago
Kevin
Brilliant from start to finish. No fuss. Chris found me a new deal with my existing provider. Have recommended this company to my friends.
10 months ago
Hannah
Fantastic service from beginning to end, extremely informative and supportive. Daniel was very easy to communicate with and provided all the information we needed.
10 months ago
Michael
Excellent service, always professional and friendly. This is the second time I’ve used moneyman and their advice has been invaluable. Jason and Lizzi have been outstanding.
10 months ago
Vitor
I am so glad I find this Mortgage Broker , specially Tom Bowes and Debbie Stones, they both were very professional and polite from start to end , they keep me informed and updated at all times, the process was very smoth and fast, highly...
10 months ago
Tarique
I wanted to say a big thanks to Paula, Leo, and the Liverpoolmoneyman team. Both Paula and Leo have managed to secure me a great mortgage deal. Making this whole process seamless and less stressful with clear communication during each stage. I would...
11 months ago
Tarique
I wanted to personally thank Leo Shakespeare, and Paula Milner. And the UK Moneyman team for outstanding customer service in securing my new mortgage. Your outstanding expertise, patience, and clear communication has made this whole process much...
11 months ago
Georgia
Daniel was so helpful throughout our remortgage process. We used Liverpool Money Man when taking out the original mortgage and we didn’t regret it at all, so helpful and made us feel so reassured at each stage. Thank you again!
1 year ago
Shauna
Matt and Debbie at Liverpool Money Man were so helpful throughout the process of securing me my mortgage offer. From start to finish, they were friendly & explained every step of the process. They were also easily contactable and responded to any...
1 year ago
Rajeetha
Very good service
1 year ago
Book a free initial appointment with our mortgage advisors in Liverpool to discuss your eligibility for the Mortgage Guarantee Scheme.
We’ll review your financial situation and answer any questions you have about the process.
We’ll compare thousands of mortgage deals from various lenders, including those participating in the scheme, to find the most suitable one for your needs.
This ensures you get the most suitable rates.
Once we’ve selected the right deal, we’ll handle and submit your application, managing the paperwork and keeping you updated every step of the way.
After approval, the funds are released, and you’re ready to move into your new home in Liverpool.
We’ll be here to support you right up to getting your keys.
We offer a free initial mortgage appointment to discuss your options under the Mortgage Guarantee Scheme in Liverpool.
Our mortgage advisors in Liverpool will provide personalised advice based on your financial situation, ensuring you have all the information you need to move forward.
With access to thousands of mortgage deals, including those participating in the Mortgage Guarantee Scheme, we work to find the most suitable rates tailored to your needs.
Our wide range of options means you’re more likely to secure a deal that suits your circumstances.
We take pride in offering a friendly, straightforward service, guiding you through every step of the mortgage process.
From initial enquiry to completion, we handle the paperwork and liaise with lenders to make your experience as smooth as possible.
Our team is available 7 days a week to answer your questions and support you through your mortgage journey.
We work around your schedule, ensuring you get the help you need when it’s most convenient for you.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Liverpoolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Liverpoolmoneyman 2009–2026
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Liverpoolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Liverpoolmoneyman 2009–2026
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