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Yes, you can get a mortgage with bad credit in Liverpool. While it can be more challenging, several specialist lenders offer mortgages for those with a less-than-ideal credit history.
As an experienced mortgage broker in Liverpool, we have access to a wide network of both high street and specialist lenders.
Whether you’re employed or self employed, we work to find options that fit your situation and help you take the first step towards homeownership.
If you have bad credit in Liverpool, securing a mortgage will require careful planning and preparation. Here are some steps to improve your chances:
Several factors can contribute to a bad credit rating, including:
Each of these issues can impact your credit score differently, and lenders will look at the overall picture when considering your mortgage application. Book your free initial mortgage appointment today to learn more about your options for getting a mortgage with bad credit in Liverpool. With this knowledge, we can recommend the most suitable course of action for you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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4.98 Rating271 Reviews
Tomas
Absolutely amazing from start to finish. Very helpful, every detail explained, every question answered, no delays, whenever we need they always answer within few hours. Couldn't recommend more, makes life so much easier.
1 month ago
Rachel
Lovely, friendly, professional and very knowledgable. Highly recommend to anyone who is looking to find a mortgage or remortgage their exisiting property. Our mortgage advisor Matt Collinson was professional and friendly throughout, answers any...
3 months ago
Anonymous
Very helpful
3 months ago
Mark
Once again Liverpool money man goes above and beyond to help me get another mortgage. I had a few issues regarding being self-employed and struggling to get a mortgage within 1 week LMM had my mortgage approved. Thank you very much all involved....
3 months ago
Charles
Great service, start to finish Tom and the team helped and advise whenever we had any queries. Transparent pricing.
4 months ago
Kelly
I used MoneyMan for my first mortgage, I was thrilled with the service they provided back in 2017 therefore I went back to them for my remortgage Chris & Debbie were super helpful with my remortgage. Would highly recommend.
6 months ago
Christopher
Had a retirement mortgage agreed and completed. Wayne and Moneyman were excellent, very professional, knowledgeable and helpful at all points. Happy to recommend their services
6 months ago
Stacey
I have been using Liverpool Moneyman for my mortgages and remortgages since 2014. Great flexible and friendly service.
7 months ago
Helen
Leo and the team have been exceptionally thorough in explaining all my options. I truly felt that Leo had my best interests at heart, going above and beyond even offering advice and support beyond his usual remit. He’s been incredibly patient with...
9 months ago
Steven
Always very helpful. Helped us buy our first house and have been great assisting with the remortgage process.
10 months ago
Mr James
Always friendly and provide sound advice. Very supportive look out for the best interest of the client.
10 months ago
Kevin
Brilliant from start to finish. No fuss. Chris found me a new deal with my existing provider. Have recommended this company to my friends.
10 months ago
Hannah
Fantastic service from beginning to end, extremely informative and supportive. Daniel was very easy to communicate with and provided all the information we needed.
10 months ago
Michael
Excellent service, always professional and friendly. This is the second time I’ve used moneyman and their advice has been invaluable. Jason and Lizzi have been outstanding.
10 months ago
Vitor
I am so glad I find this Mortgage Broker , specially Tom Bowes and Debbie Stones, they both were very professional and polite from start to end , they keep me informed and updated at all times, the process was very smoth and fast, highly...
10 months ago
Tarique
I wanted to say a big thanks to Paula, Leo, and the Liverpoolmoneyman team. Both Paula and Leo have managed to secure me a great mortgage deal. Making this whole process seamless and less stressful with clear communication during each stage. I would...
11 months ago
Tarique
I wanted to personally thank Leo Shakespeare, and Paula Milner. And the UK Moneyman team for outstanding customer service in securing my new mortgage. Your outstanding expertise, patience, and clear communication has made this whole process much...
11 months ago
Georgia
Daniel was so helpful throughout our remortgage process. We used Liverpool Money Man when taking out the original mortgage and we didn’t regret it at all, so helpful and made us feel so reassured at each stage. Thank you again!
1 year ago
Shauna
Matt and Debbie at Liverpool Money Man were so helpful throughout the process of securing me my mortgage offer. From start to finish, they were friendly & explained every step of the process. They were also easily contactable and responded to any...
1 year ago
Rajeetha
Very good service
1 year ago
We kick things off with a free initial mortgage appointment, allowing you to chat with one of our friendly mortgage advisors in Liverpool.
During this meeting, we’ll learn more about your financial situation and explore the mortgage options suited to your needs.
Based on the information you’ve provided, we’ll search the market to find the most suitable mortgage product for you.
With access to a wide range of options, we’ll ensure we find a deal that aligns perfectly with your financial goals.
Once you’ve chosen your mortgage, we’ll handle the entire application process, taking care of all the paperwork for you.
Our team will stay in touch with the lender and keep you updated on the progress of your application.
With your mortgage approved, we’ll work closely with your solicitor to finalise all the legalities.
On completion day, funds are transferred, and you’ll be ready to pick up the keys to your new home or enjoy the benefits of your remortgage.
In case you are facing any difficulties with your credit score, it would be beneficial for you to acquire an updated version of your credit report.
This will help you during your free initial mortgage appointment, as it will provide us with a better understanding of your financial situation, goals, and potential mortgage options that align with your current status.
We have a wide range of expert mortgage lenders on our panel. Each lender has their own set of criteria that we carefully match to our customers, to help you achieve your mortgage goals.
Our mortgage advisors in Liverpool have accumulated a wealth of knowledge and experience in the industry, enabling them to recommend the most suitable mortgage deal for you based on your current situation.
We are dedicated to delivering exceptional bad credit mortgage advice in Liverpool to help you get a mortgage. We strive for you to move into your new property with a mortgage product that perfectly aligns with your current personal and financial situation.
We have earned a strong reputation for offering open and honest mortgage advice in Liverpool. We are committed to guiding you through every step of your mortgage journey.
Don’t hesitate to reach out and schedule a free initial appointment with one of our dedicated mortgage advisors in Liverpool, 7 days a week!
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Liverpoolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Liverpoolmoneyman 2009–2026
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Liverpoolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Liverpoolmoneyman 2009–2026
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