When you’ve found a home in Liverpool that feels right, the next step is making your offer. This part of the buying process is about more than just naming a price, it’s also about showing the seller that you’re serious and financially ready to move forward.

Offers are made through the estate agent and can be submitted over the phone or in writing. Whether you go in at the asking price, below, or slightly above will depend on market conditions and how confident you feel in your position.

Be Ready Before You Offer

It’s always best to have everything lined up before you contact the agent with your offer. That means having your agreement in principle ready, along with proof of identity and address, so the agent can carry out their legal checks.

These documents show that you’re prepared to move forward and help the seller take your offer seriously.

Make Your Position Work in Your Favour

Your circumstances as a buyer can make a real difference. If you’re not in a chain, have a mortgage agreement in place, or are a first time buyer in Liverpool, make sure the estate agent is aware. These details can help your offer stand out — especially if the seller is looking to move quickly.

Sellers also tend to respond well to buyers who are respectful and straightforward. Being positive about the property and showing genuine interest can go a long way, particularly if the seller has a personal connection to the home.

Finding the Right Offer Level

Liverpool’s property market can vary depending on area, demand, and season. In some cases, going in close to the asking price might be the most suitable way to secure the property. In other situations, especially if the home’s been on the market for a while, you may have more room to negotiate.

It helps to check recently sold prices nearby to get a feel for what similar homes are going for. Make sure you factor in all the costs involved in buying, not just the offer amount. Stamp duty, legal fees, and any immediate repairs or updates should be considered before finalising your number.

Making and Managing the Offer

When you’re ready, let the estate agent know the amount you’d like to offer and confirm that your mortgage agreement and documents are ready to go.

They’re required by law to pass all offers to the seller, and you’ll usually hear back relatively quickly. If your offer is turned down, don’t be discouraged. It’s perfectly normal to go back with a second offer, especially if you believe the property is worth it.

If things start to move quickly and other buyers are showing interest, being prepared can help you stay ahead.

What Happens After Your Offer is Accepted

Once your offer is accepted, the property will usually be marked as Sold STC. This means the sale is agreed in principle, but nothing is legally binding yet.

You can request that the property be taken off the market straight away, although it’s up to the seller to decide. Some sellers are happy to do this, while others prefer to wait until legal work is underway.

Our mortgage advisors in Liverpool will now guide you through your full application, and your solicitor will begin the legal process. From here, the focus shifts to exchanging contracts and completing the sale, the final steps in securing your new home in Liverpool.

Date Last Edited: October 23, 2025