First Time Buyers & Home Movers Mortgage Advice in Liverpool

If you’re looking at moving home in Liverpool or purchasing your dream home as a first time buyer in Liverpool, then there are some key factors to consider when choosing the perfect property. Here is our list of the top 10 things to consider when deciding where to live.

City or Countryside

Choosing between urban life and rural living can have a big impact on the type of property and lifestyle you end up with. Do you enjoy the hustle and bustle of the city? Or do you prefer looking out over rolling landscape?

There are certainly pros and cons to both lifestyles, but you need to decide which is best for you.

Transport Links

If you’re commuting to and from a specific place of work, transport links will be a priority. Is there a central public transport interchange or motorway access nearby? How long will your commute take?

Working these things out will give you an idea of what kind of work-life balance you can expect.


If you have kids or plan to in the future, then being within the catchment zone of a great school, or a choice of schools is something you might want to bump up your priority list. The best place to look is on local authority websites or school league tables to discover which are the best schools in an area.


Although you need to look at the amenities in the area, you need to decide which amenities you rank high on your list of priorities. Maybe you want a park for the kids? A gym on your route home from work? Or a bank within walking distance?

Whatever it is that you need, make sure you find out if these things are nearby.

Friends and Family

How near to friends and family and family do you want to be? Do you need to be close enough to help them out, or will you need help from them? Are they going to be popping by every night to see how you are, or would you rather keep them at arm’s length?

Value for Money

Prices of similar or equivalent houses vary from location to location. If you’re looking to get the most for your hard-earned savings, then it could be worth looking somewhere that’s a little cheaper. However, this might mean a compromise on some of the other factors.


If you want to live as part of a close-knit community, spend some time researching different locations. You’ll likely find all the information you need through a dedicated local website or Facebook group.


You might be moving because of your job. But if you’re going to be job hunting once you move, do some basic research beforehand. Look if there are any business parks nearby or who the big employers are in the area.

Property Type

There are plenty of different styles of property available nowadays. So if you don’t know whether you’d prefer an end terrace with a nice garden, or a modern, urban apartment, make sure to look at different options and determine what you could see yourself living in.


If you’re planning to stay in your new home for years to come, then it’s worth researching if there is any planned investment in the local area. If there is, make sure this is going to benefit you.

You might be dreaming of quiet village life but a new housing development planned on the next street could ruin your dream property.

Date Last Edited: August 7, 2023