Mortgage Broker in Chester | Mortgage Advice Chester

Through our experience as a mortgage broker in Chester, we have helped thousands of customers by providing open and honest mortgage advice. The mortgage process can come with its hurdles which is why our team are here to give a helping hand towards mortgage success.

When you get in touch with us, our team will offer you a free mortgage appointment which you can book by contacting us or going through our online triage on the website. We understand that everyone’s lifestyle is different which is why we provide a flexible service. We have availability 7 days a week from early in the morning until late at night so you can speak to an expert at a time that suits you.

Within your free appointment, you can speak to one of our expert mortgage advisors in Chester who will get to know your situation and find a mortgage product that is fitting for your situation.

Find you the perfect mortgage in Chester

After you attend your mortgage appointment, your advisor will come away having a better understanding of your financial situation and will search through our large panel of lenders. They can search through both high street and specialist mortgage products.

Within your free mortgage appointment, your dedicated mortgage advisor in Chester will ask you a series of questions to build up an idea of your financial background looking at aspects like your income, average monthly expenditures and credit score. Next, they will carry out an affordability assessment to see what deals may be available to you. This is all part of finding you the perfect mortgage in Chester.

We go beyond finding you the perfect mortgage! Our team will be here to help you explore your remortgage options when you are coming to the end of your initial mortgage term. We have a free mortgage tracker that allows you to receive daily updates to make sure you are on the best rate possible.

Discuss your Mortgage Options in Chester

Through our experience working in the mortgage world for 20+ years, our team have helped thousands of customers in a variety of situations. We have helped first time buyers, home movers, buy to let applicants and the self employed to achieve their mortgage dreams. Obtaining mortgage advice in Chester can be a huge benefit whatever your mortgage situation and our team will help through every step of the way.

First Time Buyer Mortgage Advice in Chester

Stepping into the mortgage world for the first time can be an exciting but daunting experience. Utilising the service of a mortgage broker in Chester, we will work hard in making the process as simple and stess-free.

Initially, we will work out how much you can borrow for a mortgage in Chester. The majority of first time buyers in be required to put down a minimum of a 5 % deposit for their first mortgage but, you may be asked to provide a little more in certain cases. In the situation that you have bad credit or other financial commitments, you may need to provide a 10%-15% deposit on the property. As soon as we have worked out the amount you can borrow and have spoken to you during your free appointment, it’s then time to find you the most appropriate mortgage for you in Chester.

Remortgage Advice in Chester

If you are coming to the end of your initial mortgage term, we recommend that you start exploring your remortgage options. By remortgaging in Chester you will lower the risk of falling onto your standard variable rate of interest which is usually a lot higher than your current rate.

Here at Liverpoolmoneyman, our team would recommend kickstarting your remortgage process up to 6 months before your fixed rate is due to end. By doing this, you are giving yourself enough time to get in touch with our team and find a  suitable product for you. Take advantage of our free remortgage review with a remortgage advisor in Chester by booking yourself in on our website or contacting our team. Your dedicated remortgage advisor can help you explore your options in the hopes that you save money via a remortgage.

As a mortgage broker in Chester, our team can help you look into remortgage options like home improvements, releasing equity or debt consolidation.

Moving Home Advice in Chester

If you are looking at moving home in Chester, and are not able to port your mortgage to your new property, you will need to take out a mortgage on your new home. The process will also involve you needing to sell your current home which can make the process stressful. Our goal as your mortgage broker in Chester is to look after the mortgage side of the process while you focus on the move itself making the process as stress free as possible.

Your dedicated mortgage advisor in Chester will take you through all the costs of moving home with you as well as ensure you understand the costs that come with getting a mortgage. We are proud to offer an open and honest with you at all times throughout the mortgage process ensuring that you save time and money.

Buy to Let Mortgage Advice in Chester

Throughout the years, we have built a fantastic reputation of helping many landlords get their buy to let mortgage in Chester. This has been strongly reflected through the many landlords we have built close relationships with and have returned to us when it comes to future investments and remortgaging their existing properties.

As well as this, we specialise in HMOs, interest-only mortgages and buy to let remortgage. Book your free buy to let mortgage appointment in Chester today.

Mortgages for the Over 50s in Chester

As an individual who is over the age of 50, there are still lots of options available to you. Our later life lending mortgage advisors in Chester are here to help you and kickstart your process.